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No, unless it was hit by lightening. They will send out and engineer to pick up the pump after it has been pulled. They will then test it and give you an answer..
$1200 for pump and $500 for labor is what I was quoted.
3-18-2012
Wiki User
∙ 12y ago
Wiki User
∙ 9y agoYou will have to check with your insurer, Not all policies are the same. If you scheduled it for coverage then it is covered but otherwise it really just depends on the scope of coverage you purchased.
Typically, your homeowners insurance would not cover utility conveyance's.
Wiki User
∙ 9y agoNo, water wells are not typically covered under homeowners insurance policy. The company that installs the well usually has a warranty that may cover damages, or malfunctions.
Wiki User
∙ 13y agono the standard policy excludes it - you can add an endorsement at an additonal cost to provide a limited amount of coverage usually between $2,000 - $10,000
Wiki User
∙ 10y agoWater Wells are considered a part of the home for insurance coverage on most homeowners policies. Whether or not the loss is covered would primarily depend on the cause of the loss.
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Does homeowners insurance cover damage done by foundation failure?
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
Does homeowners cover water damage from a leaky roof?
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Will homeowners insurance cover water damage to an electrical panel?
Depending on the source of the water, typically yes.
Does homeowners insurance cover water damage from leaky windowas?
Not usually. Usually water damage has to be from a sudden burst of plumbing or flood or some sort. Any negligence in homeowning is a touchy subject for insurance.
Does Homeowners insurance cover water damage from sprinklers soaking through walls?
As long as the water entered above the ground surface level.
Does Florida Homeowners Insurance without extra flood insurance cover water damage if the roof is torn off from a storm and water comes from the sky?
Yes. This is not a 'flood' situation. Flood insurance covers rising waters entering the home. The homeowners policy covers resulting water damage from a wind damaged roof.
Should homeowners insurance cover water damage that was caused before you moved in?
No. Your policy will only cover damages which were caused by a covered loss during the policy period.
Does homeowners insurance cover water damage due to a dishwasher breaking and leaking?
Unfortunately not. Read your policy well but more then likely not! I worked in two different insurance companies and water damage was a very big deal! The only way you could get any type of coverage was if you had flood insurance, if you lived in a flood zone, and IF FEMA declared it a flood! Sorry!
What does broad coverage homeowners insurance cover?
According to AnswerBag.com, it covers these things in addition to basic homeowners' insurance: "falling objects, weight of snow, sleet and ice, damage to water heating systems, volcanic eruption, damage from plumbing or appliances, freezing of plumbing or appliances and damage from artificially generated currents".
Does homeowners insurance cover a leak in the water line in your yard and will insurance cover resulting damage to your foundation and inside walls?
No. Probably not. Unlikely. What caused the leak in the water line? Old age? Ground shift? If and only if the leak was caused by a named peril do you have a chance of making a successful claim for any of the damage.
Will homeowners insurance cover a broken water hose in the refridgerator?
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear
What water damage will a HO3 homeowners policy cover?
You will need to read the policy. they are not all the same. Water discharge coverage is optional. Contact your insurance agent if your not sure whether you have it or not and what limits are available to you.
