passengers in my car should be covered since the California car insurance law requirement does not distinguish as to which person is covered by bodily injury liability insurance
The deductible for bodily injury liability car insurance depends upon what you select. The deductible portion is not covered by the insurance policy and thus high deductible policies have a lower premium. Car insurance requirements also vary from state to state.
General liability insurance typically covers a third party from putting a claim against a companies operations. Some of the things that can be covered are property damage and bodily injury.
Bodily injury liability and property damage liability.
In most states, you absolutely need liability, bodily injury, and property damage coverage.
Every state sets the legal minimums for auto insurance. As of May 2013, in Washington State, you must be covered for: - $25,000 of Bodily Injury Liability Coverage per Person - $50,000 of Bodily Injury Coverage per Accident - $10,000 of Property Damage Liability Coverage - $5000 of Uninsured Motorist Coverage See the related link for more information.
Technically, there is no difference between the two, besides the fact that many of the public and product liability risks are often covered together under a general liability policy. These risks may include bodily injury or property damage caused by direct or indirect actions of the insured. You can read more about public liability insurance on the Bizcover website in related links
Bodily injury liability insurance pays the cost of the medical bills if you cause an accident that leaves someone injured. This insurance can be cheaper but you want to buy the best policy you can afford.
Auto liability insurance is a type of car insurance that covers the policyholder in the event that they cause an accident and are found to be at fault. It provides financial protection for the policyholder in the event that they are sued by the other driver(s) involved in the accident. Liability coverage typically includes two types of coverage: bodily injury liability and property damage liability. Bodily injury liability covers the medical expenses of the other driver(s) and any passengers in their vehicle. In contrast, property damage liability covers the cost of repairing or replacing any property that was damaged in the accident, such as another vehicle or a fence.
Pennsylvania minimum liability requires $15,000 bodily injury liability (per injured person), $30,000 bodily injury liability (per accident), $5,000 property damage, and $5,000 PIP. Get quotes for best rates.
Alabama's one of the states that requires minimum liability insurance. Alabama stipulates that an individual who has minimum liability insurance must have insurance that will cover the following Bodily Injury Liability: $25,000/$50,000 Limit Property Damage Liability: $25,000 Limit.
Liability Insurance
Erie Insurance auto insurance plans include coverage for bodily injury liability, medical payments, property damage liability, collision, comprehensive, and uninsured/underinsured motorists.