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The amp rating of a panel is based on the size of materials used (the bars, etc). You can pull 400 amps through your panel (provided a 400amp breaker was in place); but it would probably melt down very quickly. Basically you have 100 amps total to play with: be it from two 50amp breakers or 30 subpanels pulling 3 amps. :D You just can't pull more than 100amps at one time or the main will trip. The 100 amps is a rating for each bar. If your panel has a 100 amp double pole breaker, then you can use up to 100 amps on each pole. You really shouldn't draw more than 80 amps continuously. But you can count on having that 160 amps avilable if all your loads use only one hot leg of the panel (120 volt loads instead of 240).

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Q: Are there 100A available on both bars of a 100A panel in a home and for instance can you draw 75A on each bar?
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