What would you like to do?
Average cost for property and casualty insurance?
There is no "average" anymore. Property and Casualty insurance companies are using personalized methods to determine premiums. Auto insurance is based on where you live, how many miles you drive, how many tickets or accidents you have had, how long you have had insurance coverage, the year make and model of your vehicle, if you have made claims, your age and your credit rating. Another factor is if you live in a state with "no fault" insurance laws. If so, prepare to pay even more. Homeowners and renters rates are based upon whether the dwelling is owner occupied, age and condition of dwelling, territory where it is located, loss history and credit rating. To get the best rate possible keep a clean driving record, have no homeowner losses, pay your bills on time and carry a high deductible. People who constantly turn in claims are going to pay a higher premium because they are more apt to have a low credit score. Remember that your insurance is for a major loss...not for stone chips in your paint, not for a cracked window glass, but to protect you if you are involved in a serious accident or if you have a major loss on your home.
1 person found this useful
Was this answer useful?
Thanks for the feedback!
If you wish to pursue your career in selling property and casualty insurance then you must hold an insurance license. Getting your license is not like walking in the park, you… should take a licensing exam first. Take your licensing exam from an approved and accredited provider from your state or take it online so you can take advantage of your home. You can also you check your state department's website to see a list of approved provider for your property and casualty insurance license exam.
There are various costs. Study materials are anywhere from $100 - $200. A pre-exam course if you choose to take one or if your state requires one, The exam is another $100 +/-… Then there is the cost of the license in your state. Once licensed you will also have the expense of an E&O insurance policy, continuing education and of course marketing. I re-imburse most of these expenses for my agents. Want to get licensed? Get in touch. 4LifeGuild
$150.00. Does this help you? There are far too many factors that go into computing an insurance rate to answer on a forum like this. To properly compute an insurance rate …you need: Year, make, model, serial number, dob of insured, all drivers information, all household residents information, drivers license numbers, social security numbers, driving records, accidents or claims records, prior insurance carriers, garaging address, vehicle usage, etc. There are far too many factors that go into figuring insurance so a question like this can't be answered here.
Zurich (Owns farmers or vice versa) State farm Liberty Mututal Travelers Hartford
For most the cost of dental benefits is less than your daily cup of coffee. Depending on what you buy that might be regular coffee or it might be Starbucks. (NOTE: Costs will …vary by area of the country and coverage.) Individual policies are generally more expensive than a group policy and the coverage may also be limited. Individual policies do not cover orthodontia. There may also be other coverage limitations and/or waiting periods in individual products. The estimated national average monthly and annual dental premiums for 2007 are illustrated below for DHMO & DPPO: Individual: DHMO -- $14.19 a month--$170 annually (less than 50 cents a day) DPPO -- $43.64 a month--$524 annually ($1.46 a day) Family: DHMO -- $40.63 a month--$488 annually ($1.35) DPPO -- $127.64 a month--$1532 annually ($4.25 a day) Depending on the type of dental benefit-DHMO, DPPO or Dental Indemnity, the employee's premium is about the cost of having dinner out once a month-ranging from $19 to $35 monthly or $233 to $420 on an annual basis in 2008. Even at the high end of that range-dental benefits cost annually what medical premiums cost an individual on a monthly basis. Estimated annual dental premiums for 2009 are outlined below as national averages for typical group coverage: Employee Only (including orthodontia): DHMO -- $19.40 a month--$233 annually DPPO -- $35.02 a month--$420 annually Indemnity -- $30.87 a month--$370 annually Employee only (without orthodontia): DHMO -- $18.97 a month--$228 annually DPPO -- $28.77 a month--$345 annually Indemnity -- $30.32 a month--$364 annually Employee & Family (including orthodontia): DHMO -- $63.77a month--$765 annually DPPO -- $99.74 a month--$1197 annually Indemnity -- $104.78 a month--$1257 annually Discount Dental Plan fees can range from a few dollars a month to $10 or $12 dollars a month for an individual or $20 to 30 a month for a family. ---- This is the last data available from the National Association of Dental Plans; 2008 data is released mid-summer 2009. There was insufficient information reported in 2008 to calculate national average costs for individual dental indemnity/traditional coverage in 2007. Individual coverage premiums have not been updated since 2007. DPPO premiums are estimated based on 100/80/50/50 coverage, i.e. 100% coverage of preventive, 80% coverage of basic and 50% coverage of major procedures with a $50 deductible. Different benefit structures will impact the estimated premium. Family coverage extends to the insured, spouse and dependents-no matter the number. There are usually separate, lower rates for an insured with a single dependent. So a family policy covers 3 or more individuals.
There are a lot of variables that come into play when determining the premium. The replacement amount of the home, Personal Property replacement cost Vs Actual Cash Value, Age… , Make and protection of the home, location of home, your loss history, deductible, and the list goes on. Figure $850 as a very loose ballpark.
Monthly premiums average anywhere from $12 to $50 for one person, according to the National Association of Dental Plans
20$ a month
There is no simple answer to this because pricing for Disability insurance is dependent on so many different things: Gender, age, Occupation risk, Health, benefit type, etc. … To provide an accurate pricing, it is safe to estimate between 1-5% of your annual income.
Universal Property and Casualty Insurance is located in the United States in the state of Florida. The full address is 1110 W Commercial Boulevard, Fort Lauderdale, Florida, 3…309.
"Auto insurance will vary greatly on many factors: make/age of vehicle, safety features (airbags, etc), age and driving record of the individual, with possible discounts for b…eing a homeowner. It will also depend upon if you are requesting liability only vs. full coverage. It's difficult to quote an average without knowing specifics." Answer According to data from the National Association of Insurance Commissioners (NAIC), the average cost of car insurance in the U.S. was $795 in 2007. When compared to average costs by state, however, it's clear that location can make a big difference. For example: New York: $1,047 Texas: $808 California: $800 The average car insurance price assumes that all insured vehicles include liability coverage, the minimum auto insurance requirement in most states, but does not reflect the total of liability as well as collision and comprehensive coverage -- because not all auto policies include all three coverage types. The NAIC reports that states with greater premiums tend to be highly urban -- with higher wages and price levels -- and possess a higher traffic density. Other factors that affect the cost of insurance include: auto insurance laws, labor costs for repairs, car-theft rates and liability coverage requirements.
Around 30 dollars a month, but keep in mind that this does not include things like mileage, driving record, credit score, moving violations. This price could be a minimum 15 d…ollars less or more depending on personal circumstances.
The average cost for car insurance is around 1500 dollars a year. The cost will vary depending on driving record, make and model of car and other factors.
Premiums for home insurance varies widely from state to state. It depends on the amount of coverage. However, for basic coverage, the cost will start at about $75 per mont…h.
The best way to find out the average cost of morgage insurance is to talk to a local bank. Another way is to go on websites that will have such information and determine the …average cost.
Some of the most popular property and casualty insurers in the United States are American International Group Ltd, Hartford Financial Services and UPC Insurance.