It's possible and may be worth doing if you can fix it economically. Often the insurer will ask a very low price. It's worth it to them to get it off their hands.
Yes, they will help, but they won't buy you a new car. Once your car is deemed totaled, the insurance company will usually pay you the value of the car before the accident minus your deductible. You can either buy back the totaled car and repair it or use the money towards a new car.
Home equity loan perhaps. No bank is going to finance a totaled car.
Some insurance companies will sell the car back to the owner. Others sell the totaled car to a salvage yard.
In some cases you can buy your car back from the insurance company or from the scrapyard if the vehicle is totaled. You will need to check your insurance policy to see what type of stance they take on this purchase.
most time if the car was in an accident and is totaled you will have to by it back from your insurance company
The insurance company will pay you the worth of your car minus your deductible.
you will have to pay a debt and GET CAR INSURANCE
Legally, if the company pays you for the totaled vehicle, it belongs to them. You can offer (if they don't) to by the scraps back. This would be deducted from your settlement and you would be paid the difference.
I totaled my Mustang and was able to buy it back from the insurance company. They gave me the Blue-Book value less my $500 deductable. They would not insure it after I repaired it, I had to switch insurance carriers to get coverage.
You can accept the claim and then buy back the car. This way you get money for the claim and you get to keep your car. The price for the car will be way lower at the totaled price than what you will receive in the claim.
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
The insurance company. They have in theory bought the car or what was left of it.