CASA ratio is the ratio of the deposits in the form of Current Account & Savings Account to the total deposits.. it should be higher for a bank because interest paid on savings account is very low and no interest is paid on current account deposits. In this way, the banks get money at low cost..
How is CASA different from term and demand deposits?
Current and saving accounts remain operational. Depositors don't need to give prior notice to withdraw money, however, in case of term deposits, the money is locked in for a specific period. If a depositor wishes to withdraw the money before maturity, he may have to pay a fine. Usually, an overdraft facility is available with the current account deposit. Demand deposit gives you the facility to withdraw your money anytime.
Current account saving account
Capital Adequacy Ratio
CD ratio is the credit to deposit ratio in banking parlance. This refers to the percentage of total advances divided by the total deposits of a bank/branch. This signifies what proportion of total deposit is lent to borrowers.
A turnaround strategy for commercial banks would be canvassing the CASA accounts. CASA are low cost funds. With a CORE banking facility and utmost service the banks can get CASA good business.
How dose the cost income ratio is calculated in the banking model?
it means compulsory reserve ratio.
CAR is Capital Adequacy Ratio.
CRR means Cash Reserve Ratio.
The Sharpe Ratio was developed by William Forsyth Sharpe. The Sharpe Ratio allows one to measure the risk premium of an investment asset and is commonly used in banking and finance.
cash liquidity ratio which a bank has to maintain in RBI account all the time
The required reserve ratio is lowered.
There are tons of debt ratio calculators online. I would check your local banking websites like Scotiabank, Bank of Montreal, and TD banks websites.