Calculate the finance charge on a credit card balance of 3299.19 at a monthly rate of 1.2 percent?

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Swan Point, the 11th in the Sweet Magnolias series, was just released. The book picks up with newly divorced, recently relocated Adelia Hernandez (from Midnight Promises, the 8th in the series) trying to make a home in historic Swan Point neighborhood. How does Adelia cope with the realities of divorce and single parenthood?

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How do you calculate the monthly interest rate of a credit card if the annual rate is 18 percent?

It is 100*[(1+18/100)^(1/12) - 1] % = 100*[(1.18)^(1/12) - 1] % = 100*[1.01389 - 1] % = 100*[0.01389] = 1.389 %
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