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Can I choose not to use my primary insurance and use only my spouse plan for my doctor visits as I don't want my employer to see my health records?
Wiki User
∙ 16y ago
Usually no, the primary carrier will have to pay first. It is of course against the law for anyone to tell anyone else your medical information, or for anyone that doesn't have to know, to have knowledge of your condition.
Wiki User
∙ 16y ago
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Can a employer deny a full time employee health insurance?
An employer can choose not to pay for health insurance for any employees but can not discriminate by paying for some employees in a qualified class and not others.
Can you cancel your insurance with your employer because you have insurance through your spouse?
Yes. It may be a hassle, but it is important to choose the best coverage at the least cost for your family.
Can my wife's insurance force me to buy insurance from my employer?
No, they can't force you to buy it from your job. You can buy your health insurance wherever you want too. That's between you and the insurance company you choose to purchase coverage from.
Why Should An Employer Choose You As A Participant?
employer choose you as a participant
Where would I look to find discount deals on primary insurance?
There are several different insurance companies out there to choose from. It depends on the type of insurance you are looking for. Car insurance can be pretty easy to compare. Health insurance can get more confusing.
Health insurance terminated because employer did not pay bill Is this legal?
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Can your husbands company force you to take insurance coverage from your employer?
They can choose not to provide coverage for a spouse. US law states employers have to provide insurance for employee's children under the age of 26, but does not say anything about spouses, so they can choose to stop covering employee's spouses.
You have two full time jobs and you get insurance from both would they both be considered primary?
Only one can be the primary and the other the secondary. Choose the best for your primary and the lesser coverage for your secondary. With 2 insurance policies, you shouldn't have to pay for anything, unless the healthcare isn't included in either policy.
Where can I find information on medical insurance policies?
I would suggest talking with your primary doctors an asking which insurance carriers they accept and if they feel with your medical history you should choose one over another.
Why would a person need to get private health insurance?
If a person does not have a job, or if their job does not provide health insurance, then the person might choose to buy private health insurance. It is usually less expensive to purchase health insurance through ones employer, but part time, contingent or contract personnel might not qualify for insurance through their employer. It is a good idea to have medical insurance at all times because illness or injury can strike any time and can rapidly become very expensive.
How is the primary policy for health insurance determined when a child is covered under both divorced parents' policies?
I would say use both insurance's because neither of them pay 100%. Use one insurance for primary and let the other insurance pick up what the other one doesn't pay. Kind of like a supplemental insurance. ==Answer == Absolutely use both. If you get to make the determination then choose as primary the one with the greatest benefit. Don't be surprised however if each wants to claim that the other is primary. What it may come down to in that situation is the one that was in place first will likely be considered primary.
What is an insurance ASO?
ASO is an insurance acronym for "Administrative Services Only." It refers to an arrangement where an employer engages an insurance company to handle the administrative tasks (e.g. billing, claims handling, claims payment, qualification, etc.) for their employees. In these types of arrangements, the employer actually acts in a self-insured role which means that they are financially responsible for any claim payments to their employees. Many large corporations choose this type of insurance arrangement in order to obtain lower pricing from the insurance companies due to the fact that the insurance companies carry no risk obligation. The employees are still serviced by an insurance company, and often have no idea their employer is actually paying the claims behind the scene.
