No. A life insurance company can only void a policy if there was material misrepresentation. A material misrepresentation refers to a misstatement on an application for insurance, of a material fact that. A material fact refers to a fact that, had the insurer known the truth, the insurer would either have refused to issue the policy, or would have issued it in a different amount or on different terms.
Usually, once a life insurance policy has been in force for 2 years, the "incontestability clause" prevents the insurer from relying upon a misrepresentation to rescind (void) the policy. Therefore, once the 2 year period passes, the insurer is liable on the policy even if the ultimate cause of death is cancer. That, of course, presumes that the policy is in force at the time of death.
Most traditional life insurance companies don't offer insurance for cancer patients. Benefit House Insurance Services offers such services, but it may be worth it to investigate many insurance companies to see what the options are.
There are some life insurance companies that may offer life insurance for cancer survivors. One way to find out is to contact a life insurance agent in your area (yellow pages) and ask if they have a contract with a firm that offers life insurance for cancer survivors. Also, there are guaranteed acceptance life insurance plans available from some carriers for people age 45-74, but the coverage is usually limited to $20,000. Another option is to request free life insurance quotes online from a life insurance quote service that has a network of insurance companies they can offer quotes through, some may provide coverage for cancer survivors. I believe the Hartford offers life insurance for men with prostate cancer, and women with breast cancer. I read about it in a 2006 article from Fox News.
My brother didn't get life insurance because the test revealed he had cancer. After a bone marrow transplant, he is Ok now. But the Physical test determines the insurance companies portion of the bet on your life.
The companies that offer the cheapest term life insurance in the US are Prudential Life Insurance and American Life Insurance. These companies can offer life insurance for pennies a day.
There are two types of insurance companies: life insurance companies and casualty and property insurance companies.
There is no mention of Leaf Life being an insurance provider. Life insurance leads on the other hand are companies that are brokers for life insurance companies. Through these companies quotes can obtained for the ones needs in life insurance.
accidental life
cooperation with competing health insurance companies to set up a Web site that would make life easier not only for the insurance companies but for the physicians and patients using it as well
how many us life insurance companies are there.
One can find life insurance in the United Kingdom by contacting life insurance companies and agencies. Some of the most famous life insurance companies are YBS and Aviva.
There are many online insurance companies that offer instant life insurance quotes. These companies include Met Life, Geico, Nationwide and Liberty Mutual.
There are many high-risk life insurance companies available for customers looking for low-cost life insurance. A few of these companies include SelectQuote and GerberLife.