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Can a 16-year-old get a debit card?

Updated: 9/27/2023
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Wiki User

18y ago

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yes you can get a debit card when you are 13 but you have to get it linked from your parents/guardians. but you can not get a credit card because the banks think that 13 year old are responsible enough, which i can agree with for the credit card but that you can not get a single debit account that is not linked to your parent/guardians account, i think is diabolical.Also you can go to stores (wal-mart,speed way) and buy reloadable gift cards.

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Wiki User

13y ago
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Wiki User

18y ago

Maybe. Many banks will allow a minor to open a checking account without requiring a parent or guardian to be listed as a joint holder or conservator. However, not all banks will issue a minor a debit card to be used in conjunction with the account. The first step a minor might choose to take would be contacting the checking account manager (or customer service) of the bank where one's parents hold accounts, for information about state banking regulations.

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Wiki User

13y ago

No a minor can't have a debit card because in order to have a debit card, he/she has to have a valid checking account. How can a minor have a checking account when banks don't let you open a checking account until you are 18?

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Wiki User

10y ago

actually yes a 10 year old can have a debit card at bank of America they can allow any age 10 and up to have a debit card as long as the parent/guardian approves, you can get a prepaid debit card which is a debit card that has a certain amount of money and can be re loaded , its like re loadable gift card so if your parent/guardian allows you then yes a 10 year old can have a debit card

but they are also looking for a person with a job

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Wiki User

12y ago

yes if their parent signs for it and you have a bank acount

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Wiki User

17y ago

yes if the credit contract is counter signed by a guarantor. This means that if there are any problems with the paymnet the guiatantor is liable for the debt.

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Wiki User

11y ago

Yes because sometimes parents get debit cards for eleven year olds and I looked it up it said it was legal so yup I'm pretty sure and by the way my 16 year old sister has one.

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Wiki User

11y ago

yes you can go to your local store like Walmart walgreens riteaid they cost about 5.00 to load it and buy one too.

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Anonymous

Lvl 1
3y ago

yes

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Q: Can a 16-year-old get a debit card?
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