What would you like to do?
No Answer yes. the titled owner should be listed as an aditional insured.
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Just go to your agent and tell him that the other person will be driving your car, either regularly or occassionally. If it is a member of your household (including live-in b…oy/girlfriend), they should be listed if they are a lisenced driver, regardless of whether or not they ever drive the car. And, yes, if they are on the policy, their driving and accident record will affect your rates.
Can you get auto insurance in your name if the car you are using is financed by someone else and your name is not on the contract?
Answer NO, Just picture you driving up my driveway to my house and saying boy you have a nice house, I want to insure it. You couldn't pull a home owners po…licy on my house because you have no insurable interest in it. Same for a car that you don't own.
File suit in the appropriate state court in the county in which registered owner resides. If a judgment is granted it can be executed as a lien against the vehicle according t…o the laws of the judgment debtor's state.. The lender is the primary lien holder if the vehicle has been used as collateral and a secondary lien can be enforced without the lender's release after the lending agreement has been completed.
1. "NO" You can not register a vehicle that does not belong to you. 2. Although you can get liability insurance to drive the vehicle, you can not legally get full coverge on …the car unless it belongs to you. You must have an insurable interest in the property before you can insure it. 3. All 50 US states require that you register an acquired vehicle within 30 days.
No. You need to have an insurable interest in the vehicle. (Rough) Example: If you could be the insured party on any car you didn't own, you could claim that car was written… off and get a payout that wasn't due to you. Actually, when I was 18, I was co-insured on a car that was not in my name. Not added to a policy, but my name was actually on the policy with the owner of the car even though my name was not on the title or registration.
Usually yes, unless there is some specific reason why not. as long as the car is legally owned and registered to someone. If the driver doesn't have a license, has a mot…or court issues with license loss pending or has a really bad record, then they may not get coverage. In some states family members of driving age and roommates are required to be on the policy. You are allowed to get insurance on a frequently driven car owned by someone else (friend, loved one, business), but you may already be covered under their policy. If not, then it may be cheaper to put you on their policy rather than on your own. Then again, if you have better coverage or a better company, maybe not. You can get, pay for, insurance for someone else to drive another car (again friend or relative) because insurance companies will almost always take your money if they can see a profit. again, the car and driver have to be proven lega.l
If someone else buys a car under your name because they don't have a license and both the title and insurance are in your name can you legally take the car from them?
If the title is in your name, it is your car. A title is the ownership document for a car as the deed is for a home. ----------------------------------------- Unfort…unately, what you're doing is illegal. If they purchased the car but the insurance and title are in your name, then you are commiting insurance fraud. If you try to "repossess" the vehicle, they CAN sue you for the return of their money. There is probably a long trail of payments that they made for the car - to you or to the dealer, insurance, mechanics, etc. If your insurance company gets any information about this lawsuit, then they have the right to cancel your policy. It will also look very unfavorable when you try to obtain insurance in the future. If you have been paying for the car, without any assistance from the other person, then it is technically yours. In this case, you would have been allowing an unlicensed driver to "borrow" your vehicle. (Also not favorable if your insurance company is informed of this.) You may be better off signing the car over to this person and canceling your insurance. If you decide to do this, it is extremely important that they give you the license plates in return. You would then submit the necassary form (usually signed by both parties) and the plates at your local DMV.
yes, it's possible but i belive that u have to have a certain relation with them and to have their consent, not just any random person!!! try it by contacting insurance c…ompanies...over the net or by phone
No that's against the law and is called identy theft and fraud both punishable by 5 years in prison and a 5000 dollar fine
NO!!! I think that's illegal unless you have that person with you.
You must have a financial (insurable) interest in a car in order to insure it. It works the same way with home insurance. You must own the home in order to insure it. Thus, wh…oever owns the car and has the title is the only person who can insure it.
Registration, license plate number and title right?
You can cosign but both names will be on title.
No. You cannot insure something that you do not own. If you purchase insurance on a vehicle that you have no interest in the insurance company cannot pay you for any damage be…cause you do not own the vehicle. They also cannot pay the owner because they have no contract with the insurance carrier. This is what is called material misrepresentation and will void all coverage on the vehicle. Do not get into this mess.
you don't to be on the safe side. legally you are not buying it actual
That person is the one that has to set up the insurance because they will be the one legally responsible for it and if you still drive the vehicle, you will have to be added a…s a driver. Since you are the owner of the vehicle, you would also have a legal responsibility if an accident occurs.
All property insurance coverage (auto, home, etc.) require "insurable interest" as one of the essential conditions for issuing a policy. Insurable interest simply means that y…ou legally have some degree (1%-100%) of legal ownership of the property you wish to insure. A car titled in another person's name does not constitute insurance interest because in the eyes of the law, you don't own it! The exception to that rule is if a car is titled your spouse, you automatically have insurable interest by virtue of marriage. A spouse is always automatically covered even if you fail to name them anywhere on the policy. The exception to the automatic spouse coverage is if the insurance company determines that you were being intentionally deceptive by not naming them. For example, not mentioning that you are married and hubby has two DUIs and a few tickets and wrecks. It's always better to name both spouses on ALL insurance policies to prevent any delays or questions when you file a claim in the future! Many insurance companies will issue a policy to you for a car that isn't titled in your name under the assumption that by requesting coverage and paying for it, you have insurable interest. BUT if you file a claim at any time in the future, they can and will verify whether it is titled in your name or not. If not, they have the legal right to automatically deny the claim! Some states require them to refund you the premiums you paid minus a $50-$100 fee if they flat-decline the claim on that basis and others don't. Regardless, you are left with a damaged or totaled car and no one to pay for it! A potential 'work-around' to the insurable interest requirement in some states is to purchase a DOC (Drive Other Cars) policy. DOC follows you to any vehicle that you drive, but pays after the vehicle's own coverage. If the vehicle has no coverage, DOC would then pay as primary. But it can be tricky and it's a little different in each state. Most DOC policies cover you driving cars that are NOT regularly parked at your address and available for your long-term use (because you cars parked at your house that you can use anytime should have their own coverage). DOC covers situations such as a loaner from a dealership, driving a buddy's truck to move some stuff for the day, etc.