Absolutely .I used to locate assets for a large motor credit company for accounts that have already been sued and one of the consumers I was trying to locate assets on had been on America's Most Wanted during the time a judgment was being placed on him . basicly he was nowhere to be found and was still sued for the debt and i was trying to find any bank accounts this guy had. I would like give the name of the person or creditor, but I would be in some serious dog doodoo
Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.
Yes. They cannot garnish the minor's account, however.
Yes, a creditor can garnish a bank account in South Carolina. The creditor will have to obtain a judgment from a court before a bank account can be garnished.
no
A creditor can garnish wages or attach assets if they have obtained a judgment against the debtor.
Yes, a creditor can garnish wages even if a levy was lifted on the account. This would require a judgment and the court documents.
no
yes, i creditor can garnish a bank account to $0 regardless of where the funds in the account came from
With a court order, yes, they can.
This begs curiosity as to why you would be aware that the creditor attempted to garnish an account where you have no accounts. Prior to serving garnishment of an account, the creditor will need to know that you do have an account or accounts at the bank. This is typically verified by the legal department or a skip tracer. If no account exists, or if there are no funds available to attach, the creditor will be notified, but there is no reason for a bank to notify you if no account exists. If you have no account at a bank, for all intents, you do not exist to the bank.
They can levy bank accounts in most cases, they cannot garnish wages.
Time to GarnishmentThe creditor first has to get permission from the courts to do so. It takes up to two years for the process. But it could take as little as six months. In Texas they can't garnish your wages at all.True, in Texas creditor's can not garnish your wages, but once the money is deposited in to your account, is not wages anymore and yes only after a judgment creditor's can freeze your bank accounts! If you are being sued, contact an attorney and and get legal advice. Filing for Bankruptcy will stopped everything.