yes, but it rarely happens.
Time to GarnishmentThe creditor first has to get permission from the courts to do so. It takes up to two years for the process. But it could take as little as six months. In Texas they can't garnish your wages at all.True, in Texas creditor's can not garnish your wages, but once the money is deposited in to your account, is not wages anymore and yes only after a judgment creditor's can freeze your bank accounts! If you are being sued, contact an attorney and and get legal advice. Filing for Bankruptcy will stopped everything.
When a creditor garnishes your wages they can only take a certain percent. Then when another creditor comes along they cant garnish your wages to because the first one is already taking the maximum allowed.
Usually, after the time the statue of limitations has passed, it is too late to garnish wages. However, there are exceptions. It will depend on the specific law of the specific jurisdiction covering the specific situation.
A creditor cannot garnish your wages unless they file a lawsuit and obtained a judgment against you. The time deadline to file a lawsuit will vary by state.
A credit card company cannot garnish your wages. A creditor must follow due process according to the laws of the debtor's resident state. Which means a lawsuit would have to filed, the case won, a judgment filed and granted and then the judgment executed. All states have laws that govern garnishment amounts. Some states such as Texas do not allow creditor garnishment at all. The average time it takes for a creditor suit to be filed and reach court is 15 months.
No. Creditor judgments for debt executed as a wage garnishments must run consecutively. In addition it is very difficult for a creditor to garnish wages that belong to a person who can be defined under Florida law as the "head of household". The one exception is a child support and/or spousal maintenance garnishment will not prevent a creditor from garnishing wages for debt, as they are considered unrelated civil actions.
Judgment creditor garnishments must run consecutively not concurrently this is applicable in all US states including Missouri. *Child support deductions/garnishments and garnishments for federal and/or state tax arrearages are not "true" garnishments and can be implemented at the same time a judgment creditor garnishment is active.
Can a collection agency already garnishing you also levy your wages
Garnishments cannot run concurrently only consecutively. The first garnishment would need to be paid before another judgment creditor would be able to garnish the debtor's income. Court ordered child support deductions are not considered true garnishments and can be active at the same time that a creditor garnishment is implemented. Also, multiple creditors can execute judgments by other means, such as liens against real property belonging to the judgment debtor.
Garnishment is a last resort of creditors and in most cases cannot happen overnight. The garnishment process has to be brought before a judge and he or she has to agree to its implementation. A creditor cannot garnish your wages without first giving you notice. The amount of lead time and the exact process vary from state to state. Talk with your creditor about other solutions remember for them wage garnishment is a last ditch recourse
Child support is not considered a 'true' garnishment. Only one judgment creditor can garnish wages at any given time. Wage garnishment judgments must run consecutively not concurrently with the garnishments taking the order in which the judgment was granted and executed.
It depends upon the debt and also the debtor their is no specific time limit for it