its unusual, from the ones ive known, no
most use an internet site to process credit cards.
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
No...you need to call your credit card company and file a complaint.
No. Once it is sent to a collection agency the company has closed the credit card.
If you have a collection agency working for the credit card company then it is them you need to make payments too as it is now too late to pay the credit card company. They have sold the debt to the collection company and you will have to pay any charges on top of the debt now also. Try not to let it get that far in future, but that's easier said than done.
Yes
No, a company can not charge a credit card without permission. This violation should be reported immediately to your credit card company.
My guess is that company was a collection agency? Never give anyone your bank info, or credit card info. If the company was a legitimate company you were doing business with and you did not authorize payment dispute the charge with your credit card company.
Contact your bank or credit card company.
No...you need to call your credit card company and file a complaint.
any amount due them
credit limit fee
No. Once it is sent to a collection agency the company has closed the credit card.
If you have a collection agency working for the credit card company then it is them you need to make payments too as it is now too late to pay the credit card company. They have sold the debt to the collection company and you will have to pay any charges on top of the debt now also. Try not to let it get that far in future, but that's easier said than done.
When you charge more than your current credit limit
Yes
"Whether a debtor keeps credit cards after filing bankruptcy is up to the credit card company. If you are discharging a credit card they will cancel the card unless you reaffirm the debt. Even if you have a zero balance the credit card company might cancel the card."
after 30 days or sooner