I need a little more information. What kind of insurance and what kind of pre-existing condition?
My understanding is that they can only drop you for a pre-existing condition. They cannot drop you if you get seriously ill after you buy the policy.
No, it is not illegal for a homeowners insurance company to drop you. But they have to follow the rules for cancellations and non-renewals for the state they are operating in. For example, in Louisiana, if you have been with your homeowners insurance company for 3 years, they can't drop you. In Florida your homeowners insurance company can drop or cancel you but they must meet the minimum notification timeframes.
You will just have to contact your insurance company and ask them. Some companies will drop your policy while others will not.
Yes, the insurance company will pay, but they might drop you when they finish processing the claim.
That will depend on when the condition was discovered. If you knew about it when you wrote the policy and did not disclose that then the policy is considered void because you misrepresented yourself. If it is a condition you did not know about then likely they will ask for proof that it is being properly controlled and monitored by a doctor. It would be best to be honest with your company and go from there because it will vary from company to company.
All insurance companies are different with their own set of rules in regard to when you are more of liability and they decide to drop you. Check with your own insurance company for a more specific answer.
You don't have to drop your auto insurance. Just notify your insurance company that you are no longer need the SR22 filing and they can remove it from your policy.
Generally no. Please provide more details. Are you paying the premium?
NO
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
There isn't a database that I know of that records this information.
Depending on which insurance company you have, it is possible that you will be dropped for conviction of exhibition of speed in California. The major insurance carriers will see you as a risk and will not want to provide coverage.