Of course, otherwise what would be the medical coverage for adopted children. If that person has no custody of the child, then probably not. That would be similar to a man and woman not married living together and one of them attempting to get coverage for the other.
"liable" ... The other insurer is the primary payor.
It goes off the month in which the parent was born! Who ever was born 1st is primary. It does not go off the age!
An excess insurance policy is one, the coverage of which, sits "atop" the primary policy. That is, the excess policy provides additional indemnity benefits if or when the primary policy limits are exhausted. In general, the primary insurer has a duty to settle a claim within its policy limits if it is possible to do so so as not to subject the excess policy to exposure. Normally, the excess insurer will track the underlying litigation to ensure that this is done. It may have a cause of action against the primary insurer if the primary insurer does not do this and the excess insurer is called upon to pay the claimant.
Medicare
The first contact of all the insurer is their primary care physician.
A documentary on medical treatments used during the war
Its possible but unlikely. If one policy is direct pay then both should pay as prime and essentially ignore one another.Clarification:It would be considered insurance fraud to not notify each insurance company of your coverage with the other. Otherwise, you would actually be making a profit from both insurers paying the full amount they would pay if you only had coverage with one company, which is illegal and would result in serious consequences.When a person is covered under two medical insurance policies, one is considered the primary insurer, while the other is considered the secondary insurer. Typically, the primary insurance policy will pay their percentage, then the secondary will pay the balance. But you still have to meet your deductibles for both insurers, as well as paying your co-pay amount.You need to contact both insurance companies to determine which one is your primary coverage, which will be determined by several factors, depending on your status, such as married, dependent, etc.
The primary purpose is to standardize the way insurance is sold and contracts are written to protect the consumer and the insurer.
Check this page http://www.steveshorr.com/law_relating_to_insurance.htm for links to various insurer's sites on this subject
Some will. Check with the secondary insurer.
Your premiums could be affected, Talk to your insurer and find out because every insurer is different on situations like this.
The primary rule of Medical Ethics is, "First, do no harm."