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I believe you are both responsible for any bills incurred (such as health care costs) until you are divorced, so in some cases it would behoove a spouse to keep coverage on the other spouse so that they don't end up responsible for a large bill in the case of an accident or serious illness. However, if there is a separation agreement with a clause about neither party being responsible for any debts incurred after the signing of the agreement, one may be able to drop their spouse from insurance without issue.

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12y ago
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9y ago

It is not illegal for a spouse to cancel health insurance before another spouse files divorce. However, if a current legal separation agreement is in place that allows for health insurance, then it can not be cancelled.

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12y ago

Generally, your employer will allow you to remove your spouse only during an annual drop/add period.

Legally, a spouse is not required to provide health insurance for the other spouse unless directed by court order. However, courts often have "standing orders" where in parties filing divorce are prevented from doing such things.

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15y ago

If you're not divorced, you're husband may still be responsible for your medical bills. Check the Family Law Code in your state...You would still be entitled to COBRA.

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12y ago

can a husband drop wife from insurance if not divorced.

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Q: Can a spouse cancel health insurance before the spouse files divorce?
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Related questions

What is a Qualifying event to cancel health insurance?

divorce


Can your spouse cancel health insurance on you and his step children before the divorce is finalized?

I don't know about the legal ramifications but as a general rule, if an employee goes to his HR dept and asks to have his spouse and dependents removed from his health insurance policy they will do so without question. I don't think the employer has any obligation to require the employee prove they have the right to do so.


Can your employer cancel your health insurance without notifying you?

No. Call your States Department of Insurance.


How do you move from your school district provided health insurance to the work provided health insurance given to your husband when the start dates are 4 months apart?

Once your husband and you are enrolled in the new health insurance, you can cancel the old insurance. Remember not to cancel until the new insurance is approved. Agent http://www.anyhealthinsurance.com


Health insurance coverage after divorce?

Agile Health Insurance makes it simple to choose, compare & apply online for affordable Health Insurance from leading Health Insurance Companies with ObamaCare options, Short-Term Health & Dental Insurance too! cutt.us/lNSPS


Is your wife entitled to your health insurance after divorce if she is not working?

No she will no longer be covered


How do you cancel a current health insurance policy?

Call the insurance agent or company and let them know you wish to cancel and request their method for doing such. If you are paying it through a bank draft I would stop the draft as well so that another payment is not drafted before the cancellation is processed.


How can one obtain individual health insurance after a divorce?

To continue individual health insurance after a divorce, one can apply for an insurance coverage under the Federal Law COBRA. It means that person will be covered by his/her ex-spouse's insurance plan obtained from the ex-spouse's own company or employer.


What happens if your ex wife is still using your health insurance after the divorce and you are not responsible per your agreement for her health insurance?

Contact your insurance company and let them know IMMEDIATELY !!!! Are you paying premiums for her?


Is it fraud for your ex-wife to still use my health insurance after the divorce and i am not responsible per the divorce agreement?

Not if you neglected to remove her from the policy


Can a spouse keep military health insurance after divorce?

In the U.S. and Canada, a divorce normally disqualifies the spouse from military medical benefits.


Do you need to cancel your private health insurance if you have Medicaid?

No. But tell your Medicaid agency about this because providers should bill your private insurance first.