One thing to remember about Medicare is that it is an individual plan. If you are on Medicare due to disability, that is your Medicare plan alone and your spouse would need to qualify on her own. Unless she has certain disabilities, your spouse would need to be turning 65 to qualify for Medicare. Check the link below to see about eligibility: http://www.medicare.gov/MedicareEligibility/home.asp?version=default&browser=IE%7C7%7CWindows+Vista&language=English
Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). Keep in mind Medicare is individual coverage, so your wife would need to qualify for Medicare by herself and cannot be added to your Medicare.
No. You must be 65 years of age or older or you must have been receiving disability benefits for 24 months in order to be eligible for Medicare. Unless your wife is disabled, she can not join Medicare till age 65.
A spouse can get Medicare if her husband is eligible for the program.
Yes, if you were married at least ten years to someone who had at least 40 credits (quarters) of earnings covered by Medicare/FICA.
She can qualify if her husband has 40 quarters.
"Wife, under 65 with a child in her care, first claimant"
Medicare does not require anyone to register at age 65 or any other time. However, your health insurance company might require you to register in order for Medicare to be your primary insurance.
AnswerMedicare only gives individual coverage so whether or not you can get it has nothing to do with your husband. If you're 65 or disabled you can get it.
Yes, but unless you qualify as the dependent of a Medicare-eligible wage earner, the premiums will be very high.
No. Did reconciliation even exist in 65?
If you are on Medicare due to disability or End Stage Renal Disease(is this the reason you have Medicare under age 65?), you will need to look into a Medicare Advantage Plan instead of a Medicare Supplement also called Medigap. This is what Medicare says: If you are a person with Medicare under age 65 and have a disability or ESRD, you might not be able to buy the Medigap (also called "Medicare Supplement Insurance") policy you want, or any Medigap policy, until you turn age 65. Federal law doesn't require insurance companies to sell Medigap policies to people under age 65. However, some states require Medigap insurance companies to sell you a Medigap policy, even if you are under age 65. For more info on Medicare Supplements: http://www.medicare.gov/Publications/Pubs/pdf/02110.pdf For more info on Medicare Advantage Plans: http://www.medicare.gov/Publications/Pubs/pdf/10050.pdf IMPORTANT NOTE: You must enroll in a Medicare Advantage Plan before December 31, 2008 or you will need to wait until November 15, 2009 to enroll.
One thing to remember about Medicare is that it is an individual plan. Your wife's earned quarters only counts for herself, and won't count for you. Here's a link to the Medicare Eligibility Tool on the Medicare website: http://www.medicare.gov/MedicareEligibility/home.asp?version=default&browser=IE%7C7%7CWindows+Vista&language=English
The only possibility for Medicare before age 65 is if you are under Social Security disability. Even then not everyone in that category is eligible.
Medicare doesn't cover spouses. Each person must have their own account and policy. This is an important consideration if the older partner decides to retire before the younger one reaches age 65. If the younger person relied on the older partner for health coverage through their employer, they'll be responsible for their own medical insurance until they also reach age 65.
TFL is a Medicare Supplement, that is, it is the second payer to Medicare in most cases. You must sign up for Medicare at 65 and pay part B premiums to even qualify for TFL. Much more info on TFL website. JJ
Yes, Medicare is primary. Medicaid is always the payor of last resort.