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Can an 18-year-old covered under his parents' insurance policy be sued for an accident if his parents allowed the policy to lapse without his knowledge but he had given them his monthly payment?
Wiki User
∙ 17y ago
Yes, the person is an adult and if the accident was his fault is responsible regardless of the status of the insurance coverage.
Wiki User
∙ 17y ago
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I have insurance and allowed a friend to drive my car and she had an accident who is at fault?
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
How do you file an old claim to get the insurance company pay for the car accident?
What do you mean by an "old claim"? How long has it been since the accident? All states have statutes of limitations, which vary between 2 and 3 years allowed for a claim to be filed. If it's been more than the time allowed, you have no claim, unfortunately.
Are you allowed to settle a car accident out of the insurance company if the owner of the vehicle has agreed to the compromise?
Yes,, you are required to be financially responsible for any accidental loss you caused. It does not mmatter if you, or the Insurance Company pays the bill. So long as you take car of the damages you caused.
What is the legal outcome of someone driving your car day in and day out that is not listed on your insurance policy?
If they have an accident, the insurance company may decline to pay. You will have to read the policy carefully to see what it says about drivers that are permitted to operate the vehicle and if there are limits on how often guest drivers are allowed.
Are auto insurance companies in Canada allowed to raise rates because of an accident?
Yes they are, and the majority of time that is when they will raise rates, especially when you are at fault. If you were at-fault for the accident and had to make a insurance claim, then your rates will definitely increase, since you are a higher risk driver, and the insurance company had to pay out because of you. If you are in an accident that you were not at fault, then your rates should not increase but they might. Some companies again see this as you being a higher risk driver since you were in a accident, even if it wasn't your fault, so they will raise the rates. If this happens, I recommend switching insurance companies, as a good company should not do this. In either case your rates will not increase until your insurance is up for renewal. At which point, if they do increase I would recommend looking around and comparing prices from other companies
I allowed someone to ride my bike when it had no ins. they were in a atfault accident. What kind of punishment im i lookin at?
Minimum you are responsible for all claims due to the accident. Damage and medical if any. Depending on state, one or both of you may get hit with no insurance ticket, fines vary, probably will not suspend lincense since you were not driving. It is so much easier to play by the rules and keep insurance. Been there done that.
Can you teach your son to drive in a rental car?
No, only authorized additional drivers are allowed to drive the car. IF an accident would happen, then it would be a violation of your rental contract which voids and and all coverages even if its personal insurance.
Are wrecker service allowed to keep your personal property in your vehicle after an accident?
no
Is it required by law to show proof of insurance for a young adult to be removed from their parents health insurance?
(in the US) To my knowledge, there isn't any such requirement. The recently enacted healthcare legislation mandates children to be allowed on their parents healthcare insurance up to 26 years of age, but I believe that the effective date for that is still some years off.
If an uninsured driver has an accident while driving an insured person's car will that person's insurance rate go up?
== == The insurance company COULD cancel your insurance, because you allowed some body, who was NOT covered on your insurance policy, to drive your car. They COULD also refuse to pay to fix the car, as the driver was UN-INSURED by them. You have no one to blame, other than yourself, for all this trouble. Never allow anyone to drive your car, if they are not NAMED on your insurance policy.
Why were Jews not allowed National Health insurance?
roar
How Does Texas Car Insurance Work?
Although every driving American is required to have auto insurance, this insurance can differ greatly from state to state. One state that is certainly quite different from many other states when it comes to car insurance is Texas. Every single car a person owns in Texas must have the minimum insurance coverage required by state law. In fact, proof of Texas car insurance must be presented before a person is even allowed to register a vehicle. For each person in a car accident, a minimum of $25,000 must be provided for harm done to that person by the accident. For all bodily harm done to those by the accident, a policy must provide a minimum of $50,000 of coverage. Lastly, $25,000 of coverage must be provided for any property that was damaged ore destroyed by the accident. Texas is a state that uses a "fault system" for its car insurance. This separates it from other states that implement a "no fault" system. What this means is that a person can be held liable for the accident if that person is determined to be at fault for causing it. In certain states, this liability can be proportional and spread out among multiple drivers. However, in Texas, it is likely the person determined to be at fault will be held liable for all damages created by the accident. In most cares, these damages will be paid by the car insurance company of the person that is at fault for the accident. Due to how this system works, it is generally a good idea for a driver to have a good amount of car insurance coverage in case an accident ever occurs. In states with a "no fault system," less coverage may be required. Texas also differs from other states in how it lets insurance companies set the rates that customers are forced to pay for auto insurance. Texas law specifically allows credit history to be used as part of the criteria that determines a person's car insurance rate. This is not allowed in many other states. In fact, it may also be used to determine how a person pays car insurance premiums. For example, a person with good credit history may be allowed to make quarterly payments. However, a person with poor credit history may be forced to make monthly payments. People with really poor credit may even be forced to pay the premium upfront in full.
