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Can an employee drop their health insurance coverage when it isn't their open enrollment to join their spouses coverage at their spouses open enrollment?
Wiki User
∙ 12y ago
You can but it is unwise because you need to know when you would be covered by the spouse's health plan. Some plans have 3 and 6 monthj waiting periods. So it is wise to keep your insurance, sign up on the spouse's insurance then later on after you have your new coverage in effect you could drop your employer's plan. Some employers however "require" their employees to be covered or are paying for the coverage. Check with your employer about that. Some employers will also refuse to cover you again if you lose your husband's coverage.
If the marriage is not is good shape it is a foolish to drop your own coverage in case there is a divorce. Sorry to mention it but is true.
Wiki User
∙ 12y ago
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Can your husbands company force you to take insurance coverage from your employer?
They can choose not to provide coverage for a spouse. US law states employers have to provide insurance for employee's children under the age of 26, but does not say anything about spouses, so they can choose to stop covering employee's spouses.
Does an employer have to provide health insurance to your spouse?
The employer does not have to pay for the spouse's coverage. It can be offered to the employee and the cost taken from his/her paycheck to cover the spouse. There is no legal requirement for the employer to offer coverage for spouses -- even at the employee's expense. However, it would be very unusual for a plan to cover only employees and not have coverage available for spouses and children.
How to cancel insurance and enroll on spouses plan?
There may be issues with Open Enrollment See the rules about late enrollees You might qualify for Special Enrollment
Can an employer refuse insurance coverage to a same sex spouse?
Not in the United States or Canada, unless the employer also refuses insurance coverage to opposite-sex spouses.
Does Google Inc offer optical insurance coverage to same-sex spouses of its employees?
Yes, they do.
Do you have to be married to be on your spouses health insurance plan?
Several insurance companies now have "Domestic Partner" plans available. This includes coverage regardless of gender and/or marrital status. Check with the individual companies to see if they offer the coverage.
Can you drop your employers health insurance to enroll in your spouses insurance if it is not open enrollment in YOUR insurance in Oregon?
You can dump yours at any time as long as you can be added to your spouses at this time. Answer The way I read the "permitted election changes " rules, no. You would have to wait for your open enrollment to cancel, which would be a qualifying event allowing your spouse to add you to his/her policy. To read the IRS guidelines use this link. http://mtnhealthinsurance.com/index.php?pageName=IRSSection125-4 Don http://mtnhealthinsurance.com
Would a DWI affect the coverage of your insurance?
if convicted of dwi insurer can deny coverge for named insured and spouses cars if no lienholder.
What is insurance coverage?
some patients have two insurers because both spouses receive coverage through their employer or because they have purchased an HMO policy to supplement the deficiencies of a basic polic, such as Medicare.
What is dual insurance coverage?
some patients have two insurers because both spouses receive coverage through their employer or because they have purchased an HMO policy to supplement the deficiencies of a basic polic, such as Medicare.
Can people get car insurance if a spouse's license is suspended?
Yes, You can still get auto Insurance on your own.. It is common for people to exclude an unlicensed spouse from from coverage on their Auto insurance Policy. This way you don't get penalized for your spouses driving record.
Can an employer deny coverage to spouse who has lost health insurance?
Assuming the employer offers coverage to spouses, then the employer would not have the right to turn a spouse away. The spouse's loss of coverage is a "qualifying event" and the employer's insurer would allow the spouse to join.
