Can an employer deny short term disability if you dont carry their insurance they don't have light work?

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I'm not quite sure I understand your question. What does light work have to do with it? Here's information on CA Mandatory Short Term Disability
http://www.edd.ca.gov/direp/diind.htm
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Can you receive short term or long term disability for pregnancy if you doctor puts you on light duty but your employer cannot accommodate this light duty or any other job at the company?

Most likely, yes. File a claim and have your doctor complete the Attending Physician's statement as well as your specific limitations and restrictions. Then have your employer provide you something in writing, stating that they cannot accommodate your limitations and restrictions. Provide this docum (MORE)

Can a term life insurance that is filed before the two year mark be denied based on employment discrepancies saying that the insured lied about employment?

Answer . Yes. If the insured provided ANY information that he or she knew to be fraudulent the insurer has no legal obligation to honor a claim against the policy.. Answer . The two year contestability clause allows the insurance company to cancel you policy if they find any cause such as lyi (MORE)

Can you get short term disability insurance if you are pregnant and have coverage through your fiance's company and did not elect short term disability at open enrollment with your employer?

Answer . Its sort of like wanting to buy Life Insurance after you die isn't it? I am sure you can get SDI but not to pay you when you take maternity leave.. There are three parts to this question and answer: 1 - You can obtain short term disability coverage if you are already pregnant. It wil (MORE)

How long do you have to be out of work to collect long term disability insurance?

Long term disability benefits may be a benefit of employment, or provided under an individual policy purchased by the insured. In either event, the terms of the benefit will be defined in the plan or policy. These include the duration of time that the insured must be out of work, due to a disabling (MORE)

Short term disability living in NJ and working in PA?

NJ has state mandated coverage, and PA does not. The NJ disability plan covers NJ workers, not NJ residents. Check your paystub, and you will see that no deductions are being taken out for NJTDI. Short term disability insurance is available through private insurers for PA workers.

Can your employer cancel your health insurance when you are on short term or long term disability because you did not make a payment on your insurance like is normally done through your paycheck?

Your employer's obligation to pay premiums normally stops when your paycheck does, that is, when your medical and personal leave is exhausted, and there is nothing left to deduct the premiums with. When that happens, the insurance company, not your employer, cancels your health insurance for lack of (MORE)

Does GA have short term disability insurance?

There are 2 ways to look at this question. If you are employee ofthe State of GA, your benefit plan doubtless includes short termdisability insurance. If you are employed privately, or have your own business, there aremany companies that write short term disability insurance. Yourstarting point woul (MORE)

Do most Michigan employers offer short term disability?

It's difficult to know the percentage of employers offering short term disability. There is no state mandated program as in other states. Short Term Disability is available to most employers as a voluntary employee benefit. Because you and your co-workers will pay the premium via payroll deductio (MORE)

How does short term disability work?

Assuming that you are referring to short term disability insurance, it is intended to replace income when the insured is unable to work due to an injury or medical condition that is not excluded by the terms of the policy. The reference to "short-term" distinguishes the coverage from long-term di (MORE)

How long do you have to be out of work to collect short term disability?

It depends - on your short term disability elimination period. If you live in a state with mandated coverage, check with your state's department of labor. If you have a private policy, see what elimination period you selected. The elimination period can be as short as 0 days for accidents, and 7 (MORE)

You received short term disability from your work place for a car accident if you settle with the insurance company that is responsible do you have to pay back the short term disability check?

It depends on the STD contract, so whether or not they can do this can vary from contract to contract. The first step is to ask the STD insurance company to provide you with the exact wording in their policy which states that their liability is reduced due to auto insurance benefits and/or settle (MORE)

Can you go on short term disability for work stress?

Stress and Anxiety are both difficult conditions to assess when claiming disability insurance benefits. This is because Stress and Anxiety can be difficult conditions to diagnose. Unlike many illnesses, these conditions can not easily be diagnosed using medical exams or tests. Instead much of the di (MORE)

What is considered preconception for short term disability insurance?

Short term disability commonly covers normal labor and delivery, provided the coverage begins preconception. In other words, the coverage must start before getting pregnant not after. Pregnancy is considered a pre-existing condition. The specific language varies by insurance carrier, and by state (MORE)

Can you switch from work comp to short term disability?

Usually not, unless you can prove your injury did not happen at work and having it listed as such was an error (made by someone other than you). I know being injured is the worst, dealing with people who want to give their 2 cents worth about your medical care is the pits, but if you have to be i (MORE)

If you go over your 12 week short term disability can your employer fire you?

An employer can discontinue employment for multiple reasons, including your inability to work. If your short-term disability was through your employer, and you didn't have a long-term disability insurance policy, your employer is not obligated to continue paying your salary or sick-pay benefits beyo (MORE)

Can an employer fire you if you were on short term disability and under the doctors care and returned to work after doctor released you on the date indicated on the release?

Most employment in the US operates under an "at will" principle, meaning that an employer can fire you pretty much any time they want to, as long as they are prepared to prove the firing was not discriminatory in nature. So, bottom line: Can they fire you? Yes, they can. Can you sue them for wrongf (MORE)

Does your insurance stop when you have short term disability?

While you are on leave you have the option of continuing your insurance coverage under the same terms as when you were employed - provided your employer is bound by FMLA. Once your FMLA leave expires and you remain disabled you can continue medical benefits via COBRA.

Is it good to get short term insurance through your employer?

Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then (MORE)

Can you receive short term disability from your employer and benefits from car insurance for lost wages at same time?

It depends on the state you live in, the Short Term Disability contract, and other factors. Most employer-sponsored group disability policies will reduce (or "offset") the disability benefit due when STATE-MANDATED "no-fault" wage loss benefits are payable under an automobile insurance policy. On (MORE)

Is an employer obligated to pay health insurance premiums when an employee goes on short term disability when they normally pay it if employee is not on short term disability?

The employer is obligated to follow its own written policy about employees out on short-term disability leave. The employer cannot, for example, pay for the president's health insurance when she is out on STD leave and then not pay for the entry-level clerk's health insurance when he is out on STD l (MORE)

What if your employer does not have short term disability plAN?

You do have the option to get an individual plan for Short Term Disability Insurance! The advantage is that if you change jobs, you take the plan with you. Same goes for involuntary job loss, you're still covered if you lose your employment. Also, some employer plans do not cover off the job injurie (MORE)

Do you capitalize insurance plans such as Short Term Disability?

Generally speaking you would not capitalize short term disability insurance, workers' compensation insurance, and other categories of insurance (just as the New York Times does not). There are a few exceptions, however. For example, inside actual insurance contracts many insurance companies us (MORE)

Can an employeer request an employee back to work when on short term disability?

An employer can try inquire an employee to return to work, but if your attending physician considers you unable to work, you are still considered disabled. However, employment could be terminated if there are signs that you can no return to work anytime soon. Make sure you have a long-term disabilit (MORE)

Does Erie car insurance pay for short term disability?

Most auto insurance policies have an optional coverage called work loss coverage that will pay for some amount of temporary disability if you are injured in an auto accident and have chosen to purchase this option on your policy.

What is the main purpose of short term disability insurance?

Short term disability insurance is seen as a stop gap for those who have become incapacitated while performing duties at work. As such, these workers are paid a portion of their salaries until they are fit enough to resume work at a later date.

How do you apply for short term disability insurance?

Your question can be interpreted in two ways, so I'll answer them both: The first answer assumes you want to know how to apply for COVERAGE (as in, "How do I get a short term disability insurance policy?"). My advice is to contact an independent insurance broker in your area specializing in life (MORE)

Does an employer provide short term disability if they have LTD benefits?

They can but there is no requirement unless the employer has workers in states with mandates. Five states require coverage: California, Hawaii, New Jersey, New York, and Rhode Island. In the remaining states the choice is up to the employer. It makes sense to offer a short term option as most group (MORE)