Can an employer force you to keep insurance on dependent children if your ex has insurance on them but the insurance won't drop coverage unless there is a court order for the ex to cover them?

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Your employer can not legally force you to insure anyone unless the employer is in possession of a court order that requires the employer to keep this coverage in place. Answer In going thru this issue before the HR department said that: There needs to be a "qualifying event" http://www.dmhc.ca.gov/library/faq/coverage/cal-cobra.asp#small to be able to drop coverage. However, qualifying event refers to GETTING or enrolling for coverage, NOT taking coverage off. The Blue Cross Manual says "Employees may be deleted from the plan due to termination of employment, ineligibility for coverage under the plan or when the employee does not wish to continue coverage regardless of his/her employment status and/or eligibility." Ask the Employer or Insurance Company to cite the law or their manual. It appears they are confused between getting coverage midyear and taking coverage off. CA Insurance Code 10700 et etc. applies to GETTING coverage - not taking it off at the employees request http://www.leginfo.ca.gov/cgi-bin/displaycode?section=ins&group=10001-11000&file=10700-10701 Answer For more information see www.SteveShorr.com/ic.10700.htm
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Can an employer require you to show confirmation of medical coverage before you can drop your existing insurance?

Yes,The way this was explained to me by my companies H.R. Dept. was the fear the company has of being sued. Say you get a nasty divorce, separation or some thing along them lines and out of spite your husband or wife drops the family plan, then you or your child get injured and goes to the hospital (MORE)

Can your employer force you to keep their insurance coverage if you have found your own insurance?

No. But companies can usually get better rates and coverage in group insurance, than can an individual. A Different Opinion I am sorry but I disagree with both points in the answer above as absolutes. First, if the employer is paying 100% of the employees� coverage then the company is leg (MORE)

What does full coverage insurance cover?

most people refer to full coverage as having the state required liability coverages as well as coverage on your vehicle, collision' and comprehensive coverages''.......there are many many coverages that you can elect to purchase, (ie accidental death, umpd,medpay, rental, tow, and etc)

Can you keep life insurance on your ex?

If the life insurance is already in force and you are the owner you can keep it and she can do nothing about it. Any other scenario you would need her permission, ok, signature or what have you. Added: In many divorce-type situations it is a court ordered requirement of the divorce decree that a (MORE)

Do you have to be a dependent to be covered by your parents insurance?

As from my experience most health insurance companies will provide coverage for unmarried children under age of 19 who are primary's applicant dependents.. A child will continue to be eligible until his/her 24 th birthday when attends college or has a permanent or continuing mental or physical imp (MORE)

What is employer provided health insurance coverage?

It is exactly what it says. The EMPLOYER provides health insuance coverage if you desire to avail yourself of it. The employer MAY cover all of the cost, some of the cost or none of the cost. But, because you are part of a group insurance plan, the cost will generally be less than finding a policy o (MORE)

When divorced can I keep paying for my ex-husband life insurance?

That totally depends on your policy. If it is a work benefit, it might not be possible, so check with your benefits administrator. If it is a private policy, you can probably keep paying it, but check with your insurance man to see if there is anything you need to do regarding the policy. Better to (MORE)

What is the bnefit of having health insurance coverage with my employer if my husbands insurance covers me?

To see if there is any benefit, you will need to compare the policy. There may be network issue such as having particular doctors. Also, deductible differs. Prescription drugs coverage also are different. The best thing to do is to sit down with your insurance agent and compare it. Even if he/she do (MORE)

Do you have to get ex COBRA after divorce if final papers state to only cover children on health insurance?

This is really a legal question for your divorce lawyer to answer. It depends on the actual wording of the divorce papers and how your lawyer structured the medical insurance coverage portion of the divorce.. Cobra is simply a (very expensive) continuation of an employer group plan when you lose yo (MORE)

Does full coverage insurance cover transmission?

Unless you have specialized insurance, it will not cover mechanical breakdown. If your transmission is damaged due to a collision, it is possible that it would be covered. If it simply failed you are probably not covered.

If you have insurance under hippaa and drop that insurance because your employer starts offering health insurance will you still qualify for hippaa coverage if you get laid off?

HIPAA is not insurance. HIPAA is the Heath Information Portability and Accountability Act passed by congress to protect persons Personal health Information (PHI).There is a clause in HIPAA that states you will receive a certificate of credible coverage for the months you had coverage to waive any pr (MORE)

Can you get life insurance on an ex husband?

You have to have an "insurable interest" to be eligible to take out life insurance on someone. If your ex's death will harm you money-wise (cause economic harm), you might be able to insure him/her: for example, if s/he is paying the mortgage. What does your divorce decree say? In any event, make su (MORE)

Can a ex husband be forced to get ex wife life insurance?

If that's what the divorce decree says, then yes. A divorce decree can contain any provisions that aren't actually illegal. Beyond that, there must exist an "insurable interest" in order for one to insure the life of another. This can be based upon "love and affection" (which in this case probably (MORE)

Can an employer deny health insurance coverage to an employee's children if through divorce the employee does not list them as dependents on his tax return?

Absolutely not! This is not legal. They are your children regardless of "who's turn it is" to claim them on taxes. I advise you explain this to HR and tell them that if not covered, you will have a lawyer contact them. . NOTE: As this is a "legal" question I suggest you contact the Insurance commis (MORE)

If an employer pays the premium on medical insurance and forces an employee to take that coverage is there anything the employee can do if they are covered under another plan?

Contact your human resource or personnel department people. If you have to self-pay for your health insurance coverage at your workplace you may be able to select not paying for it and decline the coverage. It depends on the insurance laws in your state and what is the policy at your workplace. If y (MORE)

What homewoners insurance won't cover?

There are quite a few things that homeowners insurance will not cover such as earthquake an flood. I have even heard of a insurance policy in Florida that excludes hurricane or wind coverage. Check with your agent to make sure.

Should I drop my full coverage insurance?

I have a 2003 Hyundai Elantra GLS Sedan with 81,000 miles on it. Because the value of it is fairly low ($2750 KBB avg. trade-in and $2,600 NADA avg. trade-in) I am considering dropping my full coverage. My premium is $304 every 6 months, with a $500 deductible. I got a quote for dropping full cove (MORE)

Do you have to be a dependent to be covered on insurance?

Check with your specific insurance company but in general, no. If a licensed driver has permission to drive the car then the insuring company covers that driver. If your company has a specific policy against that, you need to know that. Many years ago, one company had a policy that identified a roo (MORE)

Can your ex-husband keep a life insurance policy on you?

Yes he can. There are three important factors about an insurance policy. The owner, the insured, and the beneficiary. He can be either the owner or the beneficiary if you signed off on it. I would check to see if you are either of those and if you are the owner then you can cancel the policy. If you (MORE)

Can an ex husband cover an ex wife's health insurance?

Yes, it can be covered in the divorce agreement, from what I have been told. Working in physician's offices, I've seen it on health insurance plans. Personally, I have also known women who are still covered under their ex-husband's health insurance as a part of their divorce agreement. Different ins (MORE)

Can an ex husband have you insured still?

yes. if its you who is paying, you may cancel at any time. if it is him, you can still cancel it if you have his credit card information. If it is him paying, i would let him keep paying forever and save you some money,

Can you drop insurance with your employer and use your spouses insurance as primary?

yes If you drop your insurance, your spouse's insurance would not be primary. It would be the only insurance you'd have. "Primary" only comes into play if you are covered by more than one policy. You should check carefully before dropping your own insurance. First of all, be sure your spouse can g (MORE)

What is force place coverage insurance?

Forced placed insurance coverage is insurance that is put on your property without your control because you either don't have the insurance you are required to carry or the mortgage company has not received a satisfactory copy of the insurance declaration page. You are responsible for paying for thi (MORE)

How do you keep up to date with insurance coverage?

The best thing is to keep it simple. For instance, I pay my car insurance for the entire year with my tax return. If you pay monthly, make sure you have the money in your bank account the week it is due. You can have the company automatically withdraw it, write a check or obtain a money order (they (MORE)

Will your insurance be primary for your children even though your ex-husband provided insurance first and the decree states he has to provide the insurance?

Yes, it is possible that your insurance will pay before your ex-husband's no matter what the divorce decree states. Most insurers use what is called the "birthday rule". The plan of the parent whose birthday occurs first in the calendar year is considered the primary (or first) payer for the child (MORE)

When to drop full coverage car insurance?

You should only drop the physical damage part of your insurance if your vehicle is paid for in full and when you no longer would need help replacing or repairing the vehicle if a claim occurs. Also you could say that when the price of the physical damage coverage exceeds the benefit of replacing the (MORE)

Can you keep life insurance on your ex husband?

You cannot. In case of any claim after your divorce and the policy bond is in your possession, the claim will be summarily rejected by the insurance company. It's advisable to surrender the policy on your ex husband to the insurance company against official receipt.

Where is Travel ex insurance located?

Travelex is an online insurance company that offer life insurance, baggage loss insurance and cancellation insurance. Travelex service counters can be found at many airports also.

What month can you drop your health insurance coverage?

There are lots of reasons that dropping your health plan at anytime is unwise. But to answer your question: You can go for up tothree months without health insurance, and still not have to paythe penalty/ tax. You drop your health plan by stopping yourmonthly payments for it. If you are covered by a (MORE)

How do you get an ex boyfriend off my car insurance they are saying i can not unless i prove he has other insurance i don't know where he is and the last i heard he had a suspended license?

It seems that the insurance company thinks that you and he stillhave the same address. I doubt an insurance company would requiresomeone who does not reside at your address to be listed as aninsured on your policy simply because he was your boyfriend. Idon't know how to access DMV records, but priva (MORE)