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Q: Can an ex lay claim to their former spouse's life insurance if a new spouse was named as the beneficiary?
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Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?

No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.


Can a spouse change there deceased spouses beneficiary name on a life insurance policy?

The owner of the policy can change the beneficiary of the policy. If the original beneficiary has died before the insured, the owner of the policy can designate a new beneficiary at any time.


When there is Life insurance on a spouse that has an ex-wife and minor child and spouse that dies is behind in child support can ex-wife take life insurance benefits that are the current spouses?

No, if she was the named beneficiary the benefits belongs to her, and she has no legal responsibility for the deceased's children.


In the state of Georgia if a spouse receives life insurance benefits is the surviving spouse responsible for the deceased spouse debt if surviving spouse's name is not on any of the debt owed?

In Georgia, as in most states, life insurance proceeds to a named beneficiary become the property of the beneficiary and are therefore not accessible to the creditors of the decedent. Of course, this does not apply to joint debt between the spouses or any debt solely in the name of the surviving spouse. In short, if the surviving spouse's name is not on the debt of the decedent, the surviving spouse has no legal obligation to pay such debt.


Can your ex spouse be on your insurance policy?

You can name anyone as beneficiary.


Can a spouse change their deceased spouses designated beneficiary on a life insurance policy?

No. The contingency that triggers payment of a life insurance is the death of the named insured. That person could have changed the beneficiary designation prior to his/her death. Even if the policy had given the power to change the beneficiary to another person, the change would have had to be exercised before the named insured dies.


How can a person be a beneficiary of a life insurance policy if the spouse of the deceased is still alive?

In rare cases, a person will make a close friend or relative the beneficiary of their life insurance policy instead of their spouse.


If you take out a life insurance policy name your father as beneficiary and then get married but don't change the beneficiary to your spouse does the spouse have any rights to the policy?

No. The beneficiary is whoever is specifically named on the policy.


Who collects when there's no beneficiary on a life insurance policy?

who collects the life insurance in a marriage when one spouse dies and theres no beneficiary on file


How do you add a spouse to your life insurance?

Your spouse can get a separate policy (usually cheaper) or you can contact your insurance company to get the right paperwork for adding your spouse. Adding your spouse as a beneficiary, your agent can help.


Can a claim on your dead husbands estate also include life insurance to spouse?

If the life insurance policy had listed as the beneficiary the spouse only then it is not considered part of the estate and is not subject to claims. If the beneficiary is the estate then it is subject to claims. The only problem with the spouse being the only beneficiary is if she was a party to the claims personally then perhaps she and the proceeds from the life insurance could be subject to these claims.


In Louisiana does a divorced spouse remain an insurance beneficiary?

Yes, if the owner of the policy does not file a change of beneficiary the insurance will have to pay the proceeds to the person who is named on the policy.