Can bankruptcy be taken off your credit report if the bankruptcy was dismissed through the courts?

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Bankruptcies are a matter of public record and this is why they appear in credit histories. A Chapter 13 listing will remain on your credit report for seven years from the filing date and a Chapter 7 will remain on the credit report for 10 years from the filing date. The credit report entry will state the bankruptcy was filed and dismissed, not discharged.
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How long will a dismissed bankruptcy stay on your credit?

A bankruptcy under chapter 7 or 11, or a non-discharged or dismissed chapter 13 bankruptcy generally remains on your credit file for 10 years from the date filed. A discharged chapter 13 bankruptcy generally remains on your credit file for 7 years from the date filed.

What is worse on your credit report charge offs repossessions or bankruptcy?

Answer . Any legal item that is shown in the public records portion of your credit report is a significant derogatory. That having been said; your credit rating and credit score takes into consideration ALL the factors showing. So it depends on what your definition of "worse" is. I have client (MORE)

Is there a way to get bankruptcies and foreclosures off of credit reports?

Answer . You can attempt to have this information removed from your file just like you would any other derogatory information. You should be aware that legal items are verified prior to being placed on your credit report, have different standards of verification and (unless they are on your repo (MORE)

How can you get a judgment off your credit report after filing bankruptcy?

If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".

How do you remove a bankruptcy from your credit report?

Any account included in a bankruptcy remains on your personal credit report for a maximum of 7 years from the date the bankruptcy was filed. The bankruptcy itself, listed in the public record information section of a credit report, remains for either 7 years from the filing date if it was a Chapter (MORE)

A bankruptcy can not be wiped off your credit report until after 10 years but if the accounts on your credit report which were discharged in the bankruptcy can these be taken off?

The debts which were wiped out in bankruptcy still stay on your credit report, but they should be listed as "Discharged in bankruptcy." They will still stay on your credit for 7 years (they don't get extended to 10 years like the Chapter 7 just because they were discharged in bankruptcy). Please not (MORE)

If your bankruptcy is nine and a half years old will it be taken off your credit report when it reaches the 10th year automatically?

Not necessarily. Sometimes it can take a credit bureau a few months (or even longer) to take an old record off your credit report. The best advice I can give is to request a credit report after 10 years have passed. If the bankruptcy is still listed, you can dispute the record directly with the cred (MORE)

How can you get a bankruptcy off your credit report?

If it is your bankruptcy, the only thing you can do is wait. Chapter 7 is on there for 10 years, and Chapter 13 is on there for 7 years. If it is someone else's bankruptcy and it's on your credit report by accident, you can contact the three major national credit reporting agencies by mail, with you (MORE)

Is there a difference between a lien and a judgment when you go to bankruptcy court or on your credit report?

A lien is always against real property, such as a house. this prevents the property from being sold or used as collateral. A judgment can be anything from the liquidation of assets to garnisment of bank accounts and wages. Big difference in bankruptcy. There is even a difference in the type of lien (MORE)

Is a dismissed or discharged bankruptcy better on a credit report?

Answer . In theory a dismissed BK should be removed from a CR in seven years. A discharged BK, in ten years. Equifax, however will usually inform the consumer that they will carry both for the full ten. The reality is neither is better, they are both very damaging to a person's credit history.

How to remove a bankruptcy from credit report?

The bankruptcy will remain on the credit report until the required ten years has expired. UPDATE: Actually, you can force Equifax, Experian and TransUnion to remove a Bankruptcy from your credit report and you can do it legally using a federal law that is in place. Credit Bureaus MUST have "verif (MORE)

After ten years can bankruptcy come off your credit report?

Answer . \nBankruptcy should be expunged from the credit report after the ten year from the BK discharge has expired. Credit bureaus are not as efficient or accurate as one would hope, therefore it may be necessary for the consumer to contact the CRA and request the entry be removed, be prepared (MORE)

If a bankruptcy is dismissed by the courts can you refile?

If your case was dismissed it will generally be because you failed to do or show something. Time is of the essence and your case can be reinstated, but you will need to know why the case was dismissed to rectify the problem.what i know for the court to dismiss the case there general reasons that can (MORE)

How do you dispute taking off bankruptcy on your credit report?

Answer . THE ONLY POSSIBILTY THAT YOU HAVE ON RESOLVING A BANKRUPTCY IS TO MAKE SURE THAT THIS IS A DEBT THAT WAS DISMISSED. BANKRUPTCIES TAKE SEVEN YEARS FROM THE DATE THAT IS WAS FILED IN ORDER FOR THIS TO NO LONGER AFFECT YOUR CREDIT RATING.. Answer . \nBankruptcies remain on a credit repo (MORE)

How long will a dismissed bankruptcy stay on your credit report?

\n. \n Answer \n. \ni am A Mortgage Broker The Bankruptsy Never Leaves The VCredit Report But if You Are Trying To Do Something With Your Credit Banks Go off The Discharge Date\n. \n . \n 10 years for a dismissed chapter 7 and 7 years for a dismissed chapter 13.

When is a dismissed chapter 13 bankruptcy removed from a credit report?

Probably not. It was an attempt to get out of paying debts and many creditors would consider this to be significant as an indication of your credit risk. A dismissed chapter 13 BK remains on the credit report for 7 years from the date of the dismissal. This is true for Experian and Transunion. Equ (MORE)

When is a bankruptcy removed from your credit report?

Bankruptcy may remain on your credit report for up to ten years. However, what is probably more important to you is the impact that bankruptcy will have on your credit options. That depends heavily on how you handle your finances and credit accounts after bankruptcy. Many bankruptcy petitioners who (MORE)

How do you remove bankruptcy from credit report?

Answer . Can't if its been less than 7 yrs. for a chp.13 or 10 yrs. for a chp. 7. If its more than this contact the credit bureaus directly with your request. The website FTC.gov has addersses and info about this.

How do you get bankruptcy off credit report?

Wait 10 years from the date of the bankruptcy filing (some bankruptcy courts have ruled that the time is from the date of discharge, usually less than 6 months from the date of filing). If the bankruptcy has not been removed from a credit report, go to the credit reporting bureau website and complet (MORE)

How can a person get a past delinquent pay off a credit report when it was dismissed because of bankruptcy?

Really, the only way to have it removed is to dispute it with the credit bureau reporting it. The credit bureau will then contact the creditor for verification. If the creditor can't verify the account, it must be removed immediately. If the creditor can verify the account, your choices are limit (MORE)

Who can help to clear off bankruptcy off your credit report?

You mean who can legally change an accurate reporting of the past, that is maintained in tightly controlled data systems and the public records of the courts? No one. But you could fall for any number of scammers who prey on those who are foolish enough to think so.

What do you do if a dismissed chapter 13 bankruptcy is still showing on your credit report after 7 years?

Get an "official" copy of your bankruptcy documents indicating the date that the Bankruptcy was dismissed. Send the official copies to each of the credit bureaus that are reporting the information and request that they update their files accordingly and to forward to you an updated copy of your c (MORE)

How can you improve your credit score after filing chapter 13 bankruptcy have no credit cards or loans and car is being paid off through court?

Building you credit can be easy. Since you filed Chapter 13, you will have to get permission to obtain additional credit.. Try one of the following ideas to build your credit:. Ask your bank or credit union about a secured credit card . You can make a deposit to your account and have a credit lim (MORE)

When filing a bankruptcy in miinesota will charge offs and judgments be taken off credit report?

No, the items still aren't paid and were still charged or written off by the lender. Agreeably, the BK may make it so what you still owed is no longer due...but it was charged off (somebody took the loss and didn't receive what they anticipated and you promised they would, resulting in your benefit) (MORE)

Can I remove bankruptcies from my credit report?

Not really. Chapter 13 bankruptcy stays on the credit report for seven (7) years (can be ten, but usually seven) and Chapter 7 bankruptcy stays on the credit report for ten (10) years. Once the term is over, you may dispute the bankruptcy with the credit bureau, however, there are no ways to remov (MORE)

If you had a bankruptcy in 2003 when does it come off your credit report?

While there are some Federal laws on fair credit reporting...credit reporting is an service information service provided by private cos for it's customers...they can provide reports for any period the customer wants to purchase...some customers only require reports covering a few years and certain i (MORE)

If you filed in 2001 when would your bankruptcy be off your credit report?

I believe the time it takes for a bankruptcy to be removed from your credit report depends on which typed of bankruptcy you filed but and I do mean but let me tell you what happened to me so that it does not happen to you.. In 1994 I filed bankruptcy after the death of my husband. Mostly, it was cr (MORE)

How can you get a bankruptcy off your report?

Your credit report? Wait 10 years from discharge. most Cr reports cover this for 10 years....they are simply reports of history and to have any usefullness and value must accurately report events. You cannot change the accurate reporting. As a matter of public court record...the information is actu (MORE)

Can you remove bankruptcy from credit report?

Yes you can remove a bankruptcy from your credit report. You must dispute it to the credit bureaus using the Fair Credit Reporting Act. The credit bureaus have 30 days to verify the listing or it must be removed from your credit report. A bankruptcy should only be disputed if it is erroneous or inac (MORE)

How do you dispute a bankruptcy on my credit report?

It is not uncommon to come across errors in your credit report ranging from the spelling of your name, to social security number, to incorrect recording of payments. These errors can occur for several different reasons---but regardless of the cause, the burden is upon you to fix it. If you come acro (MORE)