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Can employer change health insurance carrier and levels of benefits durinh the year?
Wiki User
∙ 12y ago
Baring a collective bargaining agreement that might prevent it, yes.
Wiki User
∙ 12y ago
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Can a company stop employees insurance policy?
Depending on the state and size of employer, there are situations when employers can change or stop the insurance benefits they offer to employees.
Can employer cancel health insurance upon termination?
Technically employer should inform the insurance company when they terminate any regular employee. Then insurance company will give 31 days window after termination date. That way, the emplyee could able to change their insurance either to new company benefits program or convert to individual health insurance. The employer can't terminate your group health insurance.
What should you do if your employer drops your health insurance without notice?
AnswerThey didn't just change it from one policy/carrier to another? Well I'd have a fit to start with. I'm assuming you have talked to them and are getting no where? If that's the case try contacting The EMPLOYEE BENEFITS SECURITY ADMINISTRATION in the US DEPARTMENT OF LABOR.
Which life insurance will provide death benefits that can change?
whole insurance
The mother of my child is not married to me why cant my medical benefits pay for my daughters hospital bills?
I suspect that your health insurance carrier doesn't consider your daughter to be a dependent. It would probably take a court order to change this.
Change of insurance due to jobs. When will my existing insurance expire.. end of the month... the next month?
Check with the Personnel Office of your previous employer.
Rely on Yourself for Your Health?
No longer can an employee rely on a business to provide proper health benefits for his (her) needs, or those of his (her) family. Employees would do well to search out their own health plans, and if their employer offers one with their employment package, consider it a bonus. Gap insurance is the most important type of plan to consider when employed by a business with a health benefit. Every six months, an employee should check the benefits of the employer sponsored plan and change the gap insurance in order to fill in the holes left by the employer sponsored plan. The gap insurance would be best to be a PPO, as they provide much more freedom than do HMO plans.
Do Employers have the right to deduct long term disability insurance premiums off your pay cheque without your consent?
At some time you had the opportunity to choose your benefits and you signed the application for the disability insurance. If you want the insurance you will have to pay for it. If not go to your personnel office and cancel it. You may have to wait until the renewal date if the company only lets you change benefits at certain times. The good part of you paying for the premiums of long term disability is that the benefits are not taxable if you ever get disabled. If the employer pays for the premiums or if it is paid for with before tax funds then the benefits are subject to income taxes.
If you change jobs and health insurance does the amount paid out of pocket expenses for deductible or coinsurance on old policy transfer to your new one in the same year?
I don't know of any provision for your deductible or coinsurance to be taken over if YOU change jobs. They must though give you credit against a pre-exisitng condition clause If an employer though switches from one Insurance carrier to another, then most will give credit I have had an insurance company credit the paid deductible for the individual when they switched jobs. The specific circumstance was an individual who was with the same carrier at the old job and had a choice of carriers at the new job. It is likely that they only do this for people who were already with them that have an option to go with another carrier in order to keep them as a client.
If your spouse who is not the primary insurance carrier makes a change over the phone is there a waiting period before it goes into effect?
Not usually. The majority of insurance companies accept the change valid at the time of the request. Even if it changes the premium amount.
If you are moving to another state how can you change your automobile insurance?
If your insurance company is a nationwide company, simply update your address with them. If it is a smaller company that does not have coverage where you are moving to, then find a new insurance carrier where you are moving to, then cancel your old one.
What is supplemental life insurance?
Portable supplemental life insurance is any individual life insurance policy that is not taken through an employer group. The employer provided life insurance coverage will be lost as soon as you change jobs, get laid off, fired or if you quit, while the individual life insurance policies will continue to stay in force regardless of your employment situation (providing you are paying the premiums on time).
