I think not. It really makes no sense that she could, especially if she's just a girlfriend, but some places have such crazy laws... if you're worried that she might try you should probably break ASAP, but you probably figured that already. If you have lived together for 6 months or longer, then yes. You are legally bound by something called "common-law marriage". She would be entitled to half of all your possessions. If she committed adultry, you may be able to argue this law in court, and she would be entitiled to nothing.
Depends on your state and local law. Some stats recognize living together as a common law marriage. I would that that since it is in your name that you would be the primary individual responsible.
If you're both on the deed then she has the right to the use and possession of the whole property just the same as you have. if the property is sold she gets 50% of the proceeds unless the deed recites a different proportion.
It depends on who owns the house. If her name is on the deed she can claim it as an asset. If you are the only one on the loan she can't claim it, but if she has helped to make house loan payments she may have a claim just because she paid into the house.
If you guys are married then it is possible. But if you guys don't have a legal obligation then no. As long as the house is ONLY in your name.
No he cannot claim equity on the house. But the daughter can claim it according to laws in India. Some laws are really ridiculous.
No, sorry. You can only claim someone related to you as a dependent.
Yes. That is probably one of the times this would be the correct Chapter to use.
You could file a quit claim deed. It will not remove your obligations under the mortgage and since the quit claim means they get the same rights you have, it doesn't to any good, except if there is any equity in the property after the sale, they will get it, not you.
In a chapter 7, you can keep the house if there is no equity or the equity is exempt under the applicable exemption statute, or if you can pay the trustee the amount of the equity from some other exempt asset. If the house is in foreclosure, you usually would have to file a chapter 13. In a chapter 13, if the equity in the house, if not exempt, you may have to pay something to the unsecured creditors, increasing the amount of the plan and thus the plan payments. But you get to keep the house.
No
Equity has little effect upon a lien. It just records the fact that someone has a claim to certain value in the property, regardless of who owns it or who has equity. In theory you can buy and sell land without any effect upon the liens, as long as the buyers are aware that they are getting encumbered title.
Yes it is possible to refinance your house if you have low equity. But you must have at least 20 percent equity before your refinance will be apporoved.
One can calculate how much equity they have in their house by using an online home equity calculator. Both Chase and MSN Money offer a home equity calculator that can be used for free.
Keep receipts. You can't really expect anyone to believe a claim that you spent more on repairs if you don't have receipts.
This question implies you and your girlfriend own the house together in some way. If there is no equity in the house (it is worth less or as much as is owed on any mortgages) and the mortgage(s) is (are) current, there should be no problem.If there is equity and the ownership is in equal shares (joint tenancy) she or you will have to pay the trustee half of the equity that cannot be exempted. Exemptions depend on state law. Some states allow you to choose state or federal exemptions. Most require their own exemptions.You should consult a good bankruptcy lawyer in your area, since there are many technical legal issues involved.
Your equity in your house is the difference between what the house is worth, the fair market value, and how much you owe on it.