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Can pension benefits be garnished for a credit card debt?

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Garnishing Pension Payments The short answer is NO. All Social Security benefits and most private pensions are exempt from creditor judgments. SS, SSi, SSD are all completely exempt from any garnishment or seizure. On the other hand, your pension depends on the type and what your state statutes allow for exemptions. Every state has set exemptions for Chapter 11, 7, 13, these also apply to any judgment granted in a lawsuit. More than likely your pension will be completely exempt. The poster might wish to contact their state's department of senior services to learn what assistance might be available to the involved parties. Also consulting the Fair Debt Collection Practices Act might be helpful in dealing with aggressive collection agencies.
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