What would you like to do?
Can someone under 25 drive someone else's car?
Your friend may sue you, and tell you to pay the wrecking bill, or they'll forgive you and they'll pay it. But the wreck will go under your name, and charged against you…. I hope that helps!
If you have your driver's permit but not a license do you need insurance to drive someone else's car in Pennsylvania?
No,but they must have insurance.You can not obtain insurance until you have a drivers license.The person who will be in the car with you who has a drivers license would be res…ponsible for your actions while driving.
yeah it can be careful dude it sucks i should knoww
If you are driving someone else's car does your liability insurance pay repairs to the vehicle you are driving?
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cove…r your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
You will be charged with property damage and driving without a license and most likely driving without insurance. Not good.
Answer Probably, some companies only require that you have care custody and control of the vehicle in order to be the named insured. Other companies require that… you be the registered owner. The problem that arises is that the finance company usually wants to have the evidence of insurance be in the name of the person responsible for the loan. If you are the named insured but not the name on the loan then the loan company may require that the person on the loan also be on the insurance policy as a named insured. The best way to do this is to have the person that owns the car get the insurance and list you the driver as the principle operator.
Who is liable if you have insurance but you are driving someone else's car who is insured and there is an accident?
Who's Liable in an accident? Both the driver and the vehicle owner can be held jointly or separately liable for the entire cost of a claim. Primary Legal and Financi…al Liability for an automobile accident is always with the driver of the vehicle at fault, "Coverage from the Owners Policy not withstanding" The Law requires that All Operators of a Motor Vehicle on public roads carry proof of financial responsibility at all times irrespective of ownership. Auto Insurance does not automatically follow a car. Cars don't drive themselves. It follows the defined insureds legal liability. Depending on the Auto Insurance Policy Form selected, coverage may or may not extend to other permitted drivers. A standard Form Auto Insurance Policy will typically extend coverage for permitted drivers while A Named Driver Policy will not. When it comes to Liability, Auto Insurance provides coverage for the named Insured(s) financial liabilities that may arise out of vehicle ownership and operation. The vehicle owner can be held equally liable for financial losses incurred while the vehicle is on loan depending on the legal construct of that loan. For Financial Responsibility purposes both the Operator and the Owner can be held jointly and severally Liable. In Most states of the US, Any coverage afforded under a policy on the at fault vehicle being driven in an accident will invoke as primary or first party coverage by contract regulation. Any trailing coverage that the operator of the vehicle may have would invoke as secondary coverage. If no coverage exists on the vehicle being driven then any trailing operators policy would step up as primary. So the gist of the matter is this. The Driver is at fault and liable, But the Owners policy as first party coverage may be legally required to cover the accident for you if coverage is afforded. Answer The accident will likely still show up on your driving record, Depending on what type of insurance the owner of the car bought it may or may not cover you as driver. You're liable if it was your fault for the claim and the vehicle owner can be held liable as well because they allowed you to drive the car. Think of it this way. They gave permission for you to drive and you caused the accident. So they assume that liability when they let you drive their car. Your own auto insurance policy would be a secondary coverage if your friend's policy has low limits or has a lapse or is insufficient to cover the loss. Your policy is secondary.
You can only sell a car if it is titled in your name or if you have paid for the title with intentions to resell and have proof of purchase to protect yourself.
Not legally, unless the owner of the check open endorses, (signs their name on the back). Then it is simply a negotiable instrument to any holder. However, that is what is cal…led a "3rd Party" check. The first being who wrote it, the second the one it was written to, and the 3rd the one who it is now endorsed or assigned to (or even if the assignment is open). These are generally much harder to cash, and flatly won't be accepted by many places.
Accidents in Someone Else's car? Primary Legal and Financial Liability for an automobile accident is always with the driver of the vehicle at fault, The vehicle owner can also… be held financially liable as they enabled the usage. So in most cases the vehicle owners policy will invoke. This is why many people mistakenly assume that the coverage followed the car. Contrary to popular belief, Auto liability Insurance does "not" automatically follow a car. Cars don't drive themselves. It follows the defined insureds legal liabilities which may arise out of vehicle ownership or operation. This may or may not extend to another driver. Liability follows the named Insureds while property coverage follows the vehicle. "Coverage from the Owners Policy not withstanding" The Law requires that All Operators of a Motor Vehicle on public roads carry proof of financial responsibility at all times irrespective of ownership. Their is no exception when it's not your car. Depending on the owners Auto Insurance Policy Form selected, coverage may or may not extend to other drivers. A standard Form Auto Insurance Policy will typically extend coverage for permitted drivers not engaged in a crime. A "Limited Policy" a "Non Owners Policy" or a "Named Driver Policy" while more economic in some cases will not extend coverage at all to any other permitted drivers. Consult with your Insurance Agent for appropriate coverage. Don't make broad assumptions about your financial responsibilities. You should always verify coverage before driving an unowned vehicle or make sure your own policy follows you as a named insured driver to a replacement or loaner vehicle. Insurance regulations vary by state regulation so it's always best to talk to an agent in your area. A local agent will be most familiar with your state regulations.
Answer Yes, but that shouldn't be needed. You can occasionally drive a friends car and be covered under their policy without being listed as a driver. If you are a regu…lar driver of your friends car then see about being added as a driver to your friends auto policy. I have a question about that answer. Does the driver need to have his own insurance policy? if he drives his friends vehicle maybe once or twice a month? .... In the UK: Yes, you can. Also: Using the car owners policy to drive the car is often allowed, as is the option to use your own insurance on another car as insurance often includes "borrowing a car with the owners permission" and "lending it to someone" . However the insurance is often only "3rd party." so if you crash the car, the car it's self is not covered, and you must either fix the car at your cost, or lose a friend. YOur best bet is to either speak to your insurance company, or get the car owner to speak to their company, and sort it out properly.
One may generally insure the property of another if you have an insurable interest in it. This means that you have a financial interest in the property that may be harmed …if the property is damaged or destroyed. .
The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.
If your state requires that a vehicle be insured before operating it, the responsibility of knowing whether it is insured or not falls upon the actual operator of the ve…hicle, regardless of who owns it.
You would probably be insured for liability, but the car would not be insured for collision. However, to be sure, you should call your agent or read your policy.