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Can a teenager under 18 use a parent's credit card if they are authorized to?
Wiki User
∙ 12y ago
NO. The credit card company won't allow that to happen.
It is illegal for ANYONE who is not the card holder, named on the card, to sign for goods purchased with the card.
Expanding on the above answer: A minor may be able to use an adult's credit card if the credit card owner has officially authorized the minor to use it. This would require the adult to contact the credit card company to document the minor as an authorized user, because rules/regulations vary by company. Without this formal step, the first response holds true: it would be illegal.
Wiki User
∙ 6y ago
Wiki User
∙ 13y agoWiki User
∙ 12y agoThey can if its under parental supervision, most places they require the use of identification to prove the you are the person whose name is on the credit card, but if its online all you need it the name expiration date, credit card number and the cvs number located in the back of the credit card for security reasons.
Wiki User
∙ 12y agoI'm pretty sure no one can use someone elses credit card. Not even if your sixty. For safety reasons. I was never allowed to use my parents card, when I would go to the store. So you would need your own card, under your name
annaloggs1994
NO. The credit card company won't allow that to happen.
It is illegal for ANYONE who is not the card holder, named on the card, to sign for goods purchased with the card.
Expanding on the above answer: A minor may be able to use an adult's credit card if the credit card owner has officially authorized the minor to use it. This would require the adult to contact the credit card company to document the minor as an authorized user; rules/regulations vary by company. Without this formal step, the first response holds true: it would be illegal.
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Can your parents put a card under your name?
They can add your name to their account to authorize you as a user. My parents always had me as an authorized user on their cards when I was a teenager in case I had an emergency or just needed really needed to pick something up. They were still the ones responsible for the account. I knew if I abused it they could take it away and it would be heck to pay. However, they cannot take a credit card for their personal use by using your name. Only you are allowed to open a line of credit under your name. Using someone else's name to open an account for your own use is fraud.
Can you start to build credit if you're under eighteen years of age?
i believe you can by a checking account in your name, I'm not sure though. because normally you are'NT able to bond with any legal bonds, contracts until your eighteen. PARENTS OR ANYONE ELSE CAN PUT SOMEONE UNDER 18 ON THEIR CREDIT CARDS AS AN AUTHORIZED USER AND IT WILL REPORT ON THEIR CREDIT REPORT, GIVING THEM A CREDIT HISTORY.
How do I request my free annual credit report?
AnnualCreditReport.com is the only authorized site to receive your free credit report under US law.
Can a teenage mother move out of the family home in Florida?
Legally a teenager under the age of 18 cannot move out of their parents home in Florida. This law applies even if the teenager has a child of their own and you would have to have permission from your parents.
Can a child under 18 sue someone for taking credit for them?
Generally, no, but their parents or guardian (if the parents refuse) can do it for them.
Can a teenager move into an apartment without their parents at the age of sixteen in new york city?
Yes, under special circumstances.
What is an 'authorized user' of credit card?
When you get a card you can request to have another user on your card, they will get there own card, but it will be under your credit card. (Example: my hubby has a credit card and I'm an authorized user, so I have a card with the same acct number.) added note:- When adding an authorized user to your account, you are agreeing to any and all charges that person places on the account. If the authorized user chooses to abuse the account, such as making purchases beyond the amount that you are able to pay or by exceeding the limit of the card, the negative effects goes against the primary users credit. The authorized users credit is not affected at all and they are not responsible for payments. So be careful who you chose to add to your card.
Can you have a second person on a credit card?
It depends what you mean by a second person. Typically on and existing credit card you can add people who are authorized to use the card. You can also request for credit under more than one person's name.
If a teenager pays for something with their own money can their parents take it away and sell it?
If they are under the age of 18, yes. Technically, parents can even demand that the paychecks of their children be sent to them.
What can parents do if they dont want their teenager with a baby moving out to live with adult boyfriend?
If the child is under the age of 18, she should live where the parents say she should live. They can report her as a run away.
Can you get a credit card if you are under 18 years of age?
Generally to get one's own card requires the person to be 18 years of age. However, if oyu want to "share" your car the you can apply for him as an extra user - they may even print one with his/her name - but YOU retain the responsibility of payment!
Is an authorized user responsible for a deceased person's credit card bills?
An authorized user is never legally liable for any debt. Authorized users do not fit the definition of "debtor" under the Fair Credit Reporting Act, nor have they signed a contractual agreement obligating themselves to pay. However, if this authorized user is the beneficiary of the decedants' estate, THAT might make them liable for the unpaid bills. This would depend upon the status of any existing will, and (the applicable) state inheritance laws.
