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Workers compensation only applies if you are injured while at work performing your regular duties. You apply for it through the state. Disability insurance is generally sold by insurance companies, except for state disability insurance which only applies to long term situations, and it covers income lost when you are not able to work due to an injury, illness, or other disabilities that prevent you from working. What disability insurance pays or covers depends upon what is included or excluded in the policy. You employer pays for workers comp. You pay for disability insurance. Workers comp is limited by law, how much disability pays all depends on the type of coverage you buy.

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17y ago
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15y ago

Possibly, because even if your state provides an exemption you can choose to exercise, your clients or General Contractors might require it, or if you're a caterer, performer, lighting tech, etc. the venue will probably require it. There are many benefits to carrying Comp, such as lifetime medical for work-related injuries, Survivor benefits, lost wages, and retraining if you can't perform your current work because of an injury.

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15y ago

The employer has applied for workmen's compensation can you also apply ufor disability under unemployment. Out of work for a medical disability, herniated disc treatment

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Q: Can you apply for unemployment disability if you will be receiving workmen's compensation?
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