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Can you be denied health insurance due to preexisting medical conditions if your job status becomes permanent and qualify for health insurance?
Wiki User
∙ 14y ago
Usually you won't be denied coverage outright, but expect your coverage to have limitations that will prevent you from making claims directly related to your preexisting condition. If your coverage includes life insurance, expect similar limitations.
For example, if you have a heart problem, they probably will not cover any medical expenses from a surgery, but if you dropped a heavy box on your foot at work, they would cover expenses for a broken toe. Or with life insurance, they probably wouldn't pay out if you died of a heart attack (if you have existing heart condition) but if you were hit and killed by a vehicle at work (God forbid), you would have coverage.
Ultimately the decision to cover you, or not, is the insurance provider's to make.
Wiki User
∙ 14y ago
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