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If you were only an authorized user and not a joint account holder, you should never be responsible for the primary account holder's debt.

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17y ago
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Marjorie Taylor

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1y ago
If Citi card refuses to remove me as an AUTHORIZED USER, what can I do next
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Marjorie Taylor

Lvl 1
1y ago
If Citi card refuses to remove me as an AUTHORIZED USER, what can I do next?

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Q: Can you be responsible for the primary user credit card charges even when you were removed from being an authorized user?
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Why does your ex still see your credit items on her credit report?

The ex could have been an authorized user on the account or a co-borrower. If you are the primary user and the ex was only an authorized user, you can call and have them removed.


If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?

i just want an answer


Would an ex-spouse be responsible for credit card debt even though his name was removed from the account and the charges were made after the divorce?

If he is not on the account he is not responsible for the debt, even if he made charges. If the charges were made without the consent of the account holder he could be guilty of a fraudulent act. Whoever's name is on the account is the one who owes the debt.


When will being removed as an authorized user show up on your credit report?

In general, those becoming "authorized users" will not have changes made to their credit report unless (1) they become an authorized user of a company card and that company requires employees to take personal responsibility for charges or (2) they become a joint account holder, making them responsible for all charges. So, if one falls into one of the above camps, the time varies based on the frequency with which the issuer chooses to inform the credit bureaus. Because "authorized user" status does NOT change the liability of the account holder, these types of credit report transactions are not priorities and may take place a few times per year. Wait three (3) months and re-review your credit reports. If the "authorized user" does not disappear, dispute the tradeline with the appropriate credit bureau.


Remove your daughter from your credit cards?

Call the credit card companies and tell them that you want her removed as an authorized user from your card.

Related questions

If a person has been added as an authorized user in the past on a credit card and the primary card holder has requested they be removed as an authorized user will the account discontinue being reporte?

Yes


Why does your ex still see your credit items on her credit report?

The ex could have been an authorized user on the account or a co-borrower. If you are the primary user and the ex was only an authorized user, you can call and have them removed.


If you are on a spouses card as an authorized user of a credit card and not responsible for the debt and not charging and want to be removed will your credit score go down?

i just want an answer


Would an ex-spouse be responsible for credit card debt even though his name was removed from the account and the charges were made after the divorce?

If he is not on the account he is not responsible for the debt, even if he made charges. If the charges were made without the consent of the account holder he could be guilty of a fraudulent act. Whoever's name is on the account is the one who owes the debt.


When will being removed as an authorized user show up on your credit report?

In general, those becoming "authorized users" will not have changes made to their credit report unless (1) they become an authorized user of a company card and that company requires employees to take personal responsibility for charges or (2) they become a joint account holder, making them responsible for all charges. So, if one falls into one of the above camps, the time varies based on the frequency with which the issuer chooses to inform the credit bureaus. Because "authorized user" status does NOT change the liability of the account holder, these types of credit report transactions are not priorities and may take place a few times per year. Wait three (3) months and re-review your credit reports. If the "authorized user" does not disappear, dispute the tradeline with the appropriate credit bureau.


Is there a way for the cosigner to be removed as cosigner if primary owner defaults?

No. The purpose of requiring a co-signer is that in the case of a default by the primary borrower, the cosigner has agreed to be fully responsible for the loan. Therefore, if the borrower defaults, that's what you're there for if you're the cosigner.


The material that is removed from the waste water in primary treatment is known as..?

Solids (organic and inorganic, settleable and floating) and oils are removed in primary treatment.


How does a chairman of union public service commission can be removed?

The president can remove him if he a)is bankrupt b)mentally ill Further he can be removed on charges of misbehavior by president. but the charges should be approved by supreme court.


Who do you get dismissed charges removed form my record in dallastx?

i want to find how to clean my crimal record from charges that has been dismissed but hurt me from findin employment


Are crops primary vegetation?

No. Crops are vegetation that have taken over after the primary vegetation have been removed from that area. For instance, in a prairie grassland, grass is the primary vegetation. This grass is removed by plowing to allow for crops to be grown where native grasses once flourished.


Remove your daughter from your credit cards?

Call the credit card companies and tell them that you want her removed as an authorized user from your card.


What is the primary production of energy flow?

Non-english answer removed&Unflagged.