If you are the beneficiary of a life insured person who committed suicide, and the policy was older that two years (depending on what company and state), then yes.
No
No, suicide is an exclusion where a death benefit is concerned.
No, if the life insurance policy is less than two years old. Some insurance companies would not pay at all in case of suicide. It all depends on the conditions in the life insurance policy.
Most life insurance policies do not pay out for suicide.
If the insurance policy is older than two years of contestability period, then a benefit will be paid to the beneficiary.
Most life insurance carriers have a 2 year "suicide clause" that protects them paying benefits from a policy whose owner killed himself. The state of issue has nothing to do with it, only the time period the carrier sets.
No. I don't think suicide is not covered by any insurance policy in any state/country. Suicide is willful and intentional killing of oneself and no insurance company will cover it. So, your beneficiary will not get even a single penny if you commit suicide.
Generally no life insurer entertains payment against suicidal death.Hope, this will clear any ambiguity in this regard.
No. Life insurance policies are usally voided in the case of suicide.
Read the specific policy exclusions in the life insurance contract. It will detail the impact of a suicide on the benefits, if any.
I live in Japan and in Japan you can't.
That depends on the policy not the location. Most policies have a 2 year exclusion on suicide. After 2 years, suicide should also be covered. Consult your policy. mcdlife.com