What would you like to do?
If workers' comp denies your claim and you are restricted physicially can you apply for short-term disability once your wc claim is denied?
\n. \n Answer \n. \n. \nI don't see why not.
Yes. However an offset, or reduction in your workers' compensation check may be applied because the law states that the two combined may not exceed 80 percent of your average …weekly wage earned prior to your injury. For further information on Social Security, you may contact the Social Security Administration at (800) 772-1213 or visit their website at www.ssa.gov .
I would like to give you my opinion on that question even though most of us including myself consider alcholism a disability the state and or government does not i belie…ve that you may have a chance at collecting unemployment benefits and you never know maybe you should file for disability and see if you qualify alcholism is a genetic disease and we learn our behaviors on drinking from our closest family members i hope i helped!
Most likley not. Workers compensation is for on the job accidents and sickness. Short term disability is for off the job medical events. Some policies offer a rider for on the… job accidents. Check your policy to see if you purchased this rider.
Yes you can, provided your short term disability policy provides on the job accident and sickness coverage. Check your policy for details.
Most likely yes if the surgery prevents you from performing your work duties.
Check your policy for specific details. Some policies will require that you be unable to perform one or more "activities of daily living". Others will require that your …doctor indicate that you can't perform the duties of your full time occupation, others any occupation.
Because the 2 programs are identical in purpose (paying you because you are unable to work due to health reasons) you could collect on only one.
Usually not, unless you can prove your injury did not happen at work and having it listed as such was an error (made by someone other than you). I know being injured is the …worst, dealing with people who want to give their 2 cents worth about your medical care is the pits, but if you have to be injured there are worse things than WC. Not suggesting you (or anyone) should take advantage - just think you should know what you are entitled to. Because WC only pays for these things if you know they are supposed to. (Check out what the particulars are for the state you live in.) Assuming an injury occurred at/or was caused by - work + WC vs STD the benefits to WC : + WC payments do not have to be claimed on your taxes - (STD is taxed) + Receive WC and state benefits if you are taking a hit on take home pay - the amount you receive by WC subtracted from what you are entitled to on STD - STD makes up the difference. +Your ability to see a doctor is guaranteed: If you don't like the doctor WC sends you to, you have the right to a second opinion and after 30 days the right to see a doctor of your choice. +WC pays for many services that most standard insurances won't (like acupuncture - massage - psych care - without deductibles or arbitrary limits - hospital care 100%) +WC doesn't stop paying after x amount of time just because x amount of time passed. +WC pays pharmacy - including OTC - if your doc orders it. +WC pays for other services or equipment (durable medical) that STD won't cover. +WC pays gas mileage. +WC will retrain you if you are unable to return to U&C employment.
Can I be fired while being on short term disability. I was even urged by my employer to go ahead and take the time to get well.
Check to see if your policy includes on the job accidents and illnesses. Some policies will pay a portion of the monthly benefit for job related disabilities.
Not likely because they both cover the same issue and would be considered "double-dipping" or collecting twice for the same thing.
You might be eligible for one or the other, but not both at the same time.
Short-term disability benefits may be payable under a private insurance policy procured by you or by your employer. The policy will provide a definition of "disability" that h…as to be met in order to trigger benefits. Depending upon the definition, you may have to be rendered unable to perform the duties of your regular occupation at the time of the disability, or disabled from performing any duties of any occupation for which you are otherwise suited by education and experience. The policy may also prescribe a waiting period before benefits are payable, and will provide a maximum duration for benefits. Therefore, the nature of the surgery and its effects upon you will determine whether short term disability benefits will be payable.
I got injured at work but the CA workers comp system is awful. I have good medical insurance. Is it better to collect workers comp or to file short term disability and pay your own doctor's bills?
In CA your only recourse for an injury on the job is Workers Comp. Your medical insurance can not pay for expenses related to your injury at work. Asking them to do so and not… disclosing that the injury occurred at work is insurance fraud.
In Business Law
Yes, the disability insurance payments can be paid on top of any workers comp payments received, if the policy's benefit is not integrated with any supplemental benefits. If y…our disability insurance policy is integrated with supplemental disability benefits, then the disability payments will be offset dollar for dollar by any mount received from workers comp or social security. That's why when you get a disability insurance policy, it is advised to include all or most of the disability benefit amount as "base benefit" which does not offset by any supplemental benefits received.