What would you like to do?

Can you file bankruptcy on unemployment benfits that you are suppose to pay them back?

already exists.

Would you like to merge this question into it?

already exists as an alternate of this question.

Would you like to make it the primary and merge this question into it?

exists and is an alternate of .

Can you file bankruptcy on unemployment benfits that you are suppose to pay them back?
Yes. Of course, UI benefits, even for those at max in the most highly paid areas, are about 8K over the course of the allowed 6 months...which is rather small amount to feel is impossible to repay, and hence...as BK involves everything you own as well as everything you owe...you would want to lose and give up everything you have over to do.
Below are the list of the main things you cannot discharge in BK. But, lets be straight. UI pays you, you don't pay it. There is no UI program that is a loan and needs to be be paid back. You would only pay them back if you collected wrongfully or by deceit (like you went back to work and still filed like you were unemployed thinking no one would know). You swore everytime you filed that you knew collecting them when you shouldn't would be illegal and fraudulent. I suspect they made you a deal that as long as you pay them back, it won't be prosecuted, (or maybe they still will)? Debts (and legal penalties) and anything connected with illegal acts will not be discharged in BK. If you're doing a Chapter 7 bankruptcy, you can't discharge:
  • Taxes and tax liens
  • Student loans
  • Domestic support obligations (child support and alimony)
  • Luxury goods over $500 purchased within 90 days of filing
  • Fines or penalties of government agencies
  • Cash advances of more than $750 taken within 70 days of filing
  • Fraudulent debts
  • Willful or malicious injury to another
  • Death or personal injury from the operation of a motor vehicle, aircraft or vessel while intoxicated
  • Condominium or cooperative association fees
  • Debts not listed on your schedules
Debts arising from fraud or maliciousness are not automatically excepted from discharge. MORE IMPORTANTLY..MAYBE IT'S TIME TO DECIDE IF YOUR REALLY EQUIPPED OR EVEN GETTING ANYWHERE TRYING TO BEAT THE SYSTEM?
12 people found this useful
Thanks for the feedback!
Follow

Are you interested in pursuing more serious roles or do you like playing the lighter and more humorous characters?

View Full Interview

If bankruptcy is filed and federal back taxes are owed do you still have to pay them?

Yes, as a general rule.   Taxes of all kinds are not discharged by the bankruptcy process.   That means, when it's all over with bankruptcy, you still owe taxes to the f

Can you file bankruptcy on back child support?

You can file a chpt. 13 so that you can catch up and pay the arrears through the chpt. 13 payment plan. However, child support payments MUST be 100% PAID IN FULL. The only exc
Can you file bankruptcy on unemployment benefits?

Can you file bankruptcy on unemployment benefits?

  Most likely. Filing for bankruptcy does not mean that it will automatically be granted. There is a process in which the court evaluates your debt versus your assets/inco

How do you get your car back after repossession and after filing Chapter 13 Bankruptcy?

  Answer   You would be better off buying a lower priced used car and getting your financial house in order. If you still believe you want the car back (in most cas

Under bankruptcy do you have to pay back your debt?

  There are several different types, or chapters, of BK. Probably the main aspect of each is that the court protects you from collection actions of your creditors while

File overpayment of unemployment benefits in Bankruptcy?

  You probably won't get any protection/relief for that.   First, overpayments and amounts due to most governmental agencies are given a very high priority.   Second
Does the government have to pay your debt if you file bankruptcy?

Does the government have to pay your debt if you file bankruptcy?

Not only does it not have to pay, it will not pay your debts. Debts are not extinguished in bankruptcy. The creditors are prohibited from collecting them, assuming you get a d

Do you have to pay back creditors after you file bankruptcy?

Good question. It is important to know what you have to continue doing and what you are discharged of in bankruptcy and also to familiarize yourself with the different types o

Will your tax refund be taken to pay back your debt if you file for bankruptcy in New York city?

Answer   Though no one "wants" to file bankruptcy, your question is valid. An income tax return is usually looked at as a lump sum of money to help get back on one's feet

Your employer has filed bankruptcy and your last check was returned how do you get your pay?

  Upon filing, all bank accounts are frozen. Hence the return of the check. Normally, (virtually always), one of the first actions, very soon, (days) after filing the co