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A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record.

If you dismiss the bankruptcy the day after filing, it will still show up.

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Q: Can you get a bankruptcy removed from your credit file if the full amount owed was not correctly reported in dollars and cents?
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When a creditor is paid-off through a Chapter 13 Bankruptcy is the creditors information automatically removed from your credit history?

No. Sometimes it will be reported as "Included in Bankruptcy"


Can you get a 1997 bankruptcy removed from your credit report if you contact the courthouse and request a letter of deletion be sent to Equifax?

If the bankruptcy is legitimate and being reported correctly, it will be reported on your credit for 10 years. There's really nothing you can do to change that. * In addition to the time limit noted for a bankrkuptcy to remain on a credit report, the court will not issue such documentation nor become involved in such matters.


Can a bankruptcy entry on a credit report be removed when the bankruptcy was discharged in 1999 and it is listed on the credit report as 2006?

No, it cannot be removed but the information can be amended to read correctly. A bankruptcy discharge remains on a credit report 10 years from the date of discharge.


After seven years when debts from a bankruptcy are removed from the credit portion of your credit report will the bankruptcy still reported in the public record portion affect your credit status?

bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.


How do you fix a bankruptcy that you did not report?

A bankruptcy is not reported to the credit bureaus by the person who filed the bankruptcy. There are hundreds of operators of databases that collect information from public records and sell them to other institutions such as credit bureaus. Therefore if the bankruptcy is valid, it will be reported and placed in the public records portion of the consumer's credit report and will remain there for the required 10 year time limit. If it is a reporting error by the CRA the consumer should send a letter of dispute, with documenting evidence and demand the bankruptcy be removed from their credit report.


Are all included accounts removed from your credit report ten years after a bankruptcy?

The accounts affected by your BK filing should drop-off after seven years, under the normal course of business. You will want to ensure that they correctly show "Discharged through Bankruptcy." If they do not, you should dispute them, because they are adding to your injury and double-counting against you. If the CRA cannot verify the status of the account within 30 days, the account could come off sooner. Be diligent in monitoring your report after bankruptcy to ensure that all accounts are correctly reported. Errors can work in your favor. Also, be sure to keep copies of all of your bankruptcy documents in case you need to prove an item was indeed included in your petition. Good luck!


Can foreclosure and bankruptcy be taken off your credit report if you didn't have to go through with the foreclosure and bankruptcy?

Once it is reported to the credit reporting agencies, it is very tough to have it removed. However, you can get them to mark it "satisfied" by providing documentation of such along with a letter of explanation. Keep copies of all correspondence with the agencies.


Is the debt from a personal lawsuit removed when you file for bankruptcy?

no


How can you get a bankruptcy removed from equifax when it has been removed from the other credit bureaus?

If you have checked your report from Equifax and a discharged bankruptcy is on there, you can simply write to them with the amendments and they are obliged to correct their report.


When will a 1999 discharged bankruptcy be removed from a credit report?

It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.


Will a credit score change when a discharged bankruptcy is removed from the credit report?

Yes, but only after the bankruptcy is removed from your credit report - which can take over ten years from the discharge.


Can s bankruptcy be removed from your record before 10 years?

Bankruptcy will remain on a credit report for the required ten years. There is no recourse to have the entry removed before the time limit has expired.