A bankruptcy is "on" your credit report the instant you file it and will not be removed for 7-10 years. Its a public record.
If you dismiss the bankruptcy the day after filing, it will still show up.
No. Sometimes it will be reported as "Included in Bankruptcy"
If the bankruptcy is legitimate and being reported correctly, it will be reported on your credit for 10 years. There's really nothing you can do to change that. * In addition to the time limit noted for a bankrkuptcy to remain on a credit report, the court will not issue such documentation nor become involved in such matters.
No, it cannot be removed but the information can be amended to read correctly. A bankruptcy discharge remains on a credit report 10 years from the date of discharge.
bankrupcires stay on for 10 yrs. But when you gfinalize the bankruptcy the debts are automatically removed anyways.
A bankruptcy is not reported to the credit bureaus by the person who filed the bankruptcy. There are hundreds of operators of databases that collect information from public records and sell them to other institutions such as credit bureaus. Therefore if the bankruptcy is valid, it will be reported and placed in the public records portion of the consumer's credit report and will remain there for the required 10 year time limit. If it is a reporting error by the CRA the consumer should send a letter of dispute, with documenting evidence and demand the bankruptcy be removed from their credit report.
The accounts affected by your BK filing should drop-off after seven years, under the normal course of business. You will want to ensure that they correctly show "Discharged through Bankruptcy." If they do not, you should dispute them, because they are adding to your injury and double-counting against you. If the CRA cannot verify the status of the account within 30 days, the account could come off sooner. Be diligent in monitoring your report after bankruptcy to ensure that all accounts are correctly reported. Errors can work in your favor. Also, be sure to keep copies of all of your bankruptcy documents in case you need to prove an item was indeed included in your petition. Good luck!
Once it is reported to the credit reporting agencies, it is very tough to have it removed. However, you can get them to mark it "satisfied" by providing documentation of such along with a letter of explanation. Keep copies of all correspondence with the agencies.
no
If you have checked your report from Equifax and a discharged bankruptcy is on there, you can simply write to them with the amendments and they are obliged to correct their report.
It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.
Yes, but only after the bankruptcy is removed from your credit report - which can take over ten years from the discharge.
Bankruptcy will remain on a credit report for the required ten years. There is no recourse to have the entry removed before the time limit has expired.