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Can you get a credit card with a 640 credit score?

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First find out exactly why your score is 640 and try to increase it. You probably should apply for a secure credit card in order to build your credit score.

Below is a way of interpreting your credit score.

Given the current credit score stats, how does this relate to your own personal score? Generally, if your score is higher than 660, you will be considered a good credit risk. If your score is below 620, then you might have a tougher time getting a loan. The following ratings explain the impact of the different score ranges:
  • 720-850 - Excellent - This represents the best score range and best financing terms.
  • 700-719 - Very Good - Qualifies a person for favorable financing.
  • 675-699 - Average - A score in this range will usually qualify for most loans.
  • 620-674 - Sub-prime - May still qualify, but will pay higher interest.
  • 560-619 - Risky - Will have trouble obtaining a loan.
  • 500-559 - Very Risky - Need to work on improving your rating.
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What credit score do you need to have to get a credit card?

 Answer   The lowest score you can have and get a decent interest rate would probably be in the 660-620 range.   There are companies willing to issue a card or loan

What does a 640 credit score mean?

Your credit is fairly good. Well, maybe about average. Credit scores over 620 means that you can get pretty much any loan or credit you want, with okay terms. Credit scores ov

Can a credit card raise your credit score?

  Answer   Having a credit card is a great step to starting your credit score. However, just having the card and not doing anything with it have very little impact.

What credit score do you need to get a credit card?

  Answer       Below you will find an approximate example of what an issuer may use in regards to credit. One factor to consider is the rate will differ dra

What does your credit score have to be to get a credit card?

This completely depends on the bank you are going to and their guidelines. Currently, most banks are turning people down with credit score below 660. If your score is not high

Can you get a loan with a credit score of 640?

This depends on where you are going to get the loan. If loaner agrees the risk is safe then the loaner will give you the loan but of course it will be at a higher interest rat

How do you get your credit score without a credit card?

There's no need to have a credit card to get your credit score. You can use various web based services in order to get your credit score for free -- no credit card required.

Can you get a credit card with a 611 credit score?

If you have a 611 credit score, there's a good chance you will not be approved when applying for a credit card, assuming it requires good or excellent credit. Put simply, mo

How can you increase credit score over 640?

1. Pay your bills on time. 2. Keep your balance to limit ration at 20% or less on your debt. 3. Have a good mix of credit (installment and revolving). 4. Do not close old acc

Can you buy a car with a 640 credit score?

That depends on the car dealership/lender. They all have different evaluations on review a consumer's credit worthiness. It all depends on how much risk they want to take on a

What credit card can you get with a 576 credit score?

The selection of cards you may qualify for with that score may depend on your locality, but typically secured credit cards are the most likely cards you can get. There are sev

How do credit cards influence credit scores?

If you use the card sensibly... by paying off any purchases  quickly, and don't need to increase your limit (unless the  card-issuers offers it) - using credit cards properl

When you get your first credit card what is your credit score?

If you've never held a credit card, your initial credit score will  depend on how promptly you have paid any utility bills held in your  name, and the length of time you've