I did in Oregon last year (2005)with Progressive. But it cost an extra $15 a month. You can in Washington also for extra $.
There is no Such Auto Insurance Policy. You would need a Primary Auto Insurance Policy on your own Vehicle and then an attached Umbrella Policy on top of it in order to get close to this.
As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.
What does the policy say? Are non-owner drivers covered? Hey,how come you get an auto insurance when you do not own a vehicle?Insurance of a vehicle is mandatory on the owner of that vehicle!Your question makes no sense.(sorry for saying this).
Generally an 18 year old is an adult and it his their responsibility to carry insurance on his own vehicle.
If you are listed as a friver you should be covered under his insurance which means you should be able to add your vehicle as wee.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.
Dont need to...just have the other person on the insurance.
If you don't own a vehicle but you do still drive, Then you should get an "Operators Policy', aka " Non-Owners Policy" not an auto policy. All drivers are required to carry financial responsibility whether or not they own a vehicle.
Being listed as a driver on one auto policy will not hurt you when you go to get your own policy. If you have a car that you own, and you are listing that on your policy, you should be very careful as you cannot insure a vehicle you do not own. If you have an accident, you daughter's auto insurance will not cover a car that you own unless she is a co-owner on your car's title.
No, because there is not an insurable interest on your part. You can pay for it. But the titleholder of the vehicle is the policy holder.
If you don't own a vehicle, or have no intention of driving, you do not have to maintain auto insurance.