You haven't provided enough detail. If they are on the loan documents with you, they are equally responsible for paying the mortgage. This situation should have been addressed in the divorce agreement. You should contact the attorney who represented you in the divorce who can review your situation and explain your options, if any.
If you were not married, you cannot "make" your ex-partner pay. If the mortgage payments are not paid the lender will foreclose, take possession of the property by foreclosure and both your credit records will be ruined.
no
Ask him for the bills.
if the mortgage is in your name then keep paying it off. if the mortgage is in both names of you and your ex then contact the finantial institution for advise so you dont have trouble later down the track with your ex claiming half when the house is paid off.
If your name is also on the legal title, you are equally as responsibly for making certain all payments are made on time. Doesn't matter whose name is on the payment coupons - that's just for mailing purposed most likely ... Best bet is to get her off the title, which usually happens only when one refinances the mortgage. That's the only way to change the original Deed of Trust.AnswerIf you are the only one who signed the mortgage then a default will be reported on your credit record and your credit will be ruined. If you conveyed an interest in your property to your "ex" after you signed a mortgage, the ex has no legal obligation to pay but they own a half interest in the property. If you want to protect your credit and your property from foreclosure you must pay the mortgage.You would need to get a quitclaim deed from your ex in order to restore the title to your name alone.
For the obligor, this is not a good idea. The obligor should pay support to the State disbursement unit or the courts, by check. Never pay cash and never give the funds to the obligee.
You should consult with an attorney who can review the situation and make certain the transfer is executed properly to protect your ex-wife's interest.Your ex-wife must voluntarily execute a deed that transfers her interest to you. However, if there is a mortgage on the home signed by both parties your ex-wife will remain responsible for paying that mortgage. That type of transfer of interest in real estate should be negotiated during the divorce proceeding and the existing mortgage should be paid off and refinanced.In exchange for her interest in the property your ex-wife must be released from responsibility for paying the loan. Generally, the only way to remove a name from a mortgage is to pay off that mortgage and refinance.
Who evers name is on the mortgage. The bank doesnt care if you are separated or getting a divorce. The note was taken with the promise to pay by the person/s that signed the paper. By law if your name is not on the note then you don't have to pay but I would still pay half if I was you,then this way there are no problems in the future when the division of assests comes into play. If you or soon to be ex stop paying that is less then what you may get out of sale of home or split.
Yes. She is responsible for paying the mortgage. However, if she doesn't pay and you want to keep the property then you will need to pay the mortgage or the bank will take possession of the property by foreclosure and both your credit records will be affected. On the other hand, if you continue to make the payments she will still own a half interest in the property. You should consider selling the property or making an offer to buy her share. Answer If you want to keep the house and she doesn't, refinance the house in your name only. You would need for her to sign a quitclaim.
No....
You would need to refinance your mortgage loan to remove the ex.
If it is in both of your names, and she is bankrupt...there are many variables. Do you plan on keeping the home? Do you live in it? Does she? Do you both? You will need to consult with an attorney in your area to find out your rights and responsibilities here. That is very important.
That issue should have been addressed in writing in your Separation Agreement when you were divorced. You need to review it and the decree. All financial matters between the parties should be addressed in that agreement. If the mortgage wasn't addressed then you are each equally responsible for payments. If the payments aren't made and the loan goes into default the bank will foreclose and take possession of the property. That means if your ex-spouse isn't helping with the payments the responsibility to make the full payments falls on you or you will lose the house. You should call the attorney who represented you in the divorce and ask them what to do.