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Yes, but discuss this with your attorney.

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Q: Can you sell your home if you have filed for Chapter 13 but it has not yet been confirmed?
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Can you get a home loan if you have recently filed a chapter 7?

Not if the bankruptcy is pending. Once it has been discharged (preferably closed) then it is possible to apply for credit. Whether or not the applicant is extended credit of any sort is the decision of the lending institution.


Can you get home financing after bankruptcy confirmed?

You can get a home after a BK. If it was a chapter 13 you can get a mortgage at any time. You can even use a refinance to buy out the BK. If it was a chapter 7, you normally need to wait 2 full years. Under certain circumstances you can buy a home after one year.


How long after your bankruptcy has been discharged can you purchase a home?

my brother filed then got married she has good credit but no job. they bought one a year after he filed but had to have a large down payment.


Sold mobile home on purchase agreement still owe on mobile home buyers filed for chapter 7 what are my options?

The question is a little fuzzy, you have not stated if the Buyer(s) are still occupying the home. Also filing for Chapter 7 BK, may stop you from collecting your payment today, but the Buyer(s) will need to either reaffirm with you or move.Unfortunately, if the buyer does take the home and/or debt into Chapter 7 BK, you are out the money, to include back payments while they were living in the home. You will be sent a letter from the court giving you a chance to address the court on the debt. You may have information that may keep the Buyer(s) from filing Chapter 7, but you would need to attend court to find out.


Can you save your house from foreclosure?

Yes you can save your home from foreclosure. This is a primary reason people file for a Chapter 13 Bankruptcy, the automatic stay can stop a foreclosure as long as it's filed before the sale takes place.

Related questions

after a chapter 7 is discharged can you file a new chapter 7, if you had filed a 7 but is not discharge, could you file a 13 to save your home. I am not sure when i filed chapter 7 and i am having trobule with employment due to econemy, been through 2 dif?

Yes, Chapter 13s are filed to try to help individuals from losing their houses.


After Chapter 7 bankruptcy has been Discharge can buy a home?

After Chapter 7 bankruptcy has been Discharge can buy a home


can i get a grant to stop the forcloser that has been filed on my home?

stop forcloser on home


Can you get a home loan if you have recently filed a chapter 7?

Not if the bankruptcy is pending. Once it has been discharged (preferably closed) then it is possible to apply for credit. Whether or not the applicant is extended credit of any sort is the decision of the lending institution.


Can you get home financing after bankruptcy confirmed?

You can get a home after a BK. If it was a chapter 13 you can get a mortgage at any time. You can even use a refinance to buy out the BK. If it was a chapter 7, you normally need to wait 2 full years. Under certain circumstances you can buy a home after one year.


How long after your bankruptcy has been discharged can you purchase a home?

my brother filed then got married she has good credit but no job. they bought one a year after he filed but had to have a large down payment.


Do it have to be 8 years exactly to file for chapter 7 bankruptcy?

Does it have to be 8 yrs. before what. have you filed before? Or do you mean 8 yrs. for selling a home? If it is the home yes in some states you can't sell a home 8 yrs. before you file. But in some states the home it 100% exempt.


Can you file chapter 7 after you filed chapter 7 in February of 2008 kept mobile home off chapter 7 but now cannot make the payments just got it in April of 2007 what will happen?

Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.


What are the 3 most common types of bankruptcies filed in the us every year?

Chapter 7 is the most common form of bankruptcy being filed by consumers and businesses. Under Chapter 7, you may eliminate most of your debt including credit card bills and loans through liquidation of assets, however, most consumers end up debt without the loss of their home or other valuables. Chapter 11 is usually filed by businesses than individual people due to the high costs that surround it. By filing for Chapter 11, a business is allowed to re-organize, strike deals with creditors, and liquidate assets. Chapter 13 appeals to both business and consumers and unlike Chapter 7 which eliminates the debt, Chapter 13 requires you to create a re-payment plan. If you were unable to repay all debts in the given time of 3-5 years, you may be allowed to restructure the filing to a Chapter 7 filing.


Which bankruptcy is for a home?

You can file either Chapter 7 or Chapter 13 as a homeowner. If you are trying to save the home from foreclosure, then Chapter 13 would be the proper chapter.


If a foreclosure lawsuit is filed against you and a default judgment entered and you file a Chapter 7 before auction and foreclosure fraud is discovered can you keep your home if surrendered?

If the home has been sold to a third party, you cannot keep it. If the home has not been sold, you may be able to keep it, but you will have to pay the mortgage arrears, including legal fees and costs unless a court orders otherwise. You may still have problems paying the mortgage, so think about whether you can afford to keep it.


Sold mobile home on purchase agreement still owe on mobile home buyers filed for chapter 7 what are my options?

The question is a little fuzzy, you have not stated if the Buyer(s) are still occupying the home. Also filing for Chapter 7 BK, may stop you from collecting your payment today, but the Buyer(s) will need to either reaffirm with you or move.Unfortunately, if the buyer does take the home and/or debt into Chapter 7 BK, you are out the money, to include back payments while they were living in the home. You will be sent a letter from the court giving you a chance to address the court on the debt. You may have information that may keep the Buyer(s) from filing Chapter 7, but you would need to attend court to find out.