You should go post your question on www.HelpMeSue.com - probably a lawyer will help you answer this or take your case!
It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage
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if u sold the car yes,if you totaled it the insurance should pay it off providing you had full coverage and not at fault
The problem with no fault insurance is that fault is usually assigned thus making no fault insurance an incorrect statement. Your collision coverage is where you would make the claim in this situation.
If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.
If the person who hit you is the one at fault in the accident, then their insurance should cover the cost of the damages to your truck. If they don't have insurance, or if they don't have enough to cover all of the costs, then yours should kick in and cover the balance if you have full coverage and not just liability insurance.
Liability insurance.
Your coverage should kick in - if it was a matter of fault, you will be in the driver's shoes unfortunately.
Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.
In this state, a no fault state, full coverage insurance covers the other vehicle if you are at fault.
Who is at fault has to do with the accident itself not the insurance coverage. A police report of the accident and looking at the proximate cause of the accident help determine fault.
Liability and medical insurance.