What would you like to do?
Can you use a dead persons social security number too get credit?
As long as you pay all balances and don't try to avoid repayment, there is nothing 'fraudulent' about this. The previous poster was either naive or lying to you. 'Fraud' refers exclusively to getting goods and services and planning not to pay for them. It does NOT refer to using a dead person's name.
That said, the credit bureau will likely catch it, and not issue you any credit.
That said, the credit bureau will likely catch it, and not issue you any credit.
6 people
found this useful
Was this answer useful?
Can nonresidents in US with no Social Security Number apply for a credit card and be approved?
Yes we can. This is how I did it: I first apply for a SECUREDcredit card at a local bank for $500 dollars. In the following 3years I had been depositing more money to my secur…ed account untilit went from the original $500 to $3,100 dollars. That was the costof a computer I wanted to pay online. After those three years, Ireceived a letter (I didn't do nothing nor asked for nothing) mybank send me a letter stating that for my good credit handling theywere exchanging my secured credit card for a real credit card.Since then I have own a credit card and I kept getting increases inmy limit (right now is about $14,000) and even a credit line withthe bank which I'm paying. I don't have a social security number,I'm a Mexican, and I live in Mexico, just across the border. Mycredit card is a Mastercard and my bank is Wells Fargo.
What is not a reason for a person to have a social security number?
it allows a person to only pay taxes when he or she chooses.
How can you get an unsecured credit card without a Social Security number?
There is no US law requiring social security numbers to get a credit card. Banks do it out of convenience so they don't have to obtain extra information to give you a card. Yo…u can read more about this at CampusCapitalNetwork.com and sign up for a card without Social Security Number if you want. Some Stanford graduates noticed this problem and decided to do something about it.
Could you use a dead person's social security number to get credit cards?
I hope you wouldn't want to. The idea is that this fraud should be prevented by financial institutions' referring to the Social Security Death Index or Death Master File. This… information is freely available at many sites online and most financial institutions reportedly access this information on a continual basis. Most deaths are logged into the SSDI and therefore most families should be protected from this kind of fraud. However, to ensure you and your loved ones are best protected, either you, the funeral director, the executor of the will or probate administrator should contact the Social Security Administration ASAP with proof of death. Once this information is reported to the SSA the social security number is flagged as belonging to a deceased individual and can no longer be used for most fraudulent purposes.
Gouse Ashrafi Mohamed
+ 43 others
found this useful
Can you get a credit card without a Social Security number?
There are a few things you should read and understand before you read my answer to this question at the bottom of this response. Today Banks and Credit Card companies will try… to bully you into giving a Social Security Number. Some have even begun to state that the Patriot Act requires them to obtain a SSN. This however is NOT TRUE. Below is the Only Passage within the entire Patriot Act that mentions the phrase "Social Security". [ Patriot Act ] SEC. 326. VERIFICATION OF IDENTIFICATION. .
(b) STUDY AND REPORT REQUIRED- Within 6 months after the date of enactment of this Act, the Secretary, in consultation with the Federal functional regulators (as defined in section 509 of the Gramm-Leach-Bliley Act) and other appropriate Government agencies, shall submit a report to the Congress containing recommendations for-- .
(1) determining the most timely and effective way to require foreign nationals to provide domestic financial institutions and agencies with appropriate and accurate information, comparable to that which is required of United States nationals, concerning the identity, address, and other related information about such foreign nationals necessary to enable such institutions and agencies to comply with the requirements of this section; .
(2) requiring foreign nationals to apply for and obtain, before opening an account with a domestic financial institution, an identification number which would function similarly to a Social Security number or tax identification number; .
If you go to the Social Security Administration government website you'll find that Social Security is a Voluntary program, and only the SSA can require you to give a Social Security Number for the purposes of identification. No American is required to pay into this federally setup Social Security Insurance program, Nor is any American required to apply for or obtain a SSN from the SSA. That Does Not mean US citizens do not have to pay income taxes. While it is true that article 16 of the United States Constitution was never properly ratified by Congress, into law, making taxation legal, the federal government has accepted and now enforces income taxation as being true. Therefore all tax codes supported under article 16 come into play. However nothing within the tax code requires a United States Citizen to have a SSN. The tax code does require US citizens to obtain an Individual Taxation Identification Number in order to pay income taxes, if they do not have a SSN. A US citizen can obtain an ITIN by contacting the federal Internal Revenue Service. If the IRS asks you for a SSN, tell them you do not have one. Be prepared to provide your US Passport Number. You can obtain a US passport without a SSN. To obtain a US Passport without a SSN you will need to mail in a completed DS-11 US Passport Application form with fees, and you will need to include a reissued "Long Form Original Certified Birth Certificate With A Raised Seal". If any part of the DS-11 form asks you for a SSN it is legal under federal guidelines established for the purposes of obtaining a passport to put "000-00-0000." Feel free to call the US federal government's passport division to double check. Also... If you have a SSN, that your parent's got for you, and now you don't want one use the link below to find out where to mail a letter of SSN revocation, to terminate your SSN. Also... Most states will allow you to obtain a Drivers License without a SSN if you bring a letter sent to you by the SSA stating you are not eligible for a SSN. Which I can assure you, you will get if you terminate your SSN number. As for the Credit Card Companies and Banks.... It will be an up hill battle. You'll more than likely have to call or go in person. If they attempt to deny you: [1] Inform them you have terminated your SSN legally in accordance with 20 CFR 3 A7 404.1905, or you do not have one period. [2] Inform them that the bank can not be held legally responsible by anyone for failing to obtain a SSN from you pursuant to 31 CFR 103.34(a)(1) . [3] Inform them that under the Internal Revenue Code Section 6041, they are not required to provide any taxpayer identification numbers on the Form 1099 that they file with the IRS at the end of the year. [4] Inform them that pursuant to 26 CFR 301.6109-1(c) they are under no legal federal or state obligation to obtain a SSN from you, and doing so is actually against federal SSA policy. [5] Inform them that 42 USC 408 makes it a Felony to use threat, duress, or coercion to try and force a person by fear or deceit to provide a SSN. They will probably tell you they have to consult their legal team. With the exception of being told I don't have enough gather-able credit history to offer a line of credit. Every time I have used the aforementioned method with a Bank or Creditor it I've been issued a back account or credit card within 72 hours.
The llegal use of a dead persons Social Security Number?
The police can arrest you and put you in jail for doing that. And if you collect benefits from that person's SS number you will be prosecuted, fined and have to repay what you… collected. If you are an illegal alien it gets worse so don't do it. If you know someone using another deceased person's card and number then report them to the police ASAP. They said LEGAL use, not illegal use. And yes, there are several legal uses, mostly revolving around wrapping up an estate, such as credit reports and background checks for the dead person to track down all remaining debts and business interests. Private detectives have access to these queries. Also? Social Security benefits BY DEFINITION pay out their final payments to the next of kin under that social. So yeah, that's legal, unless you're trying to accuse the entire us government of fraud.
Gouse Ashrafi Mohamed
+ 10 others
found this useful
What is the use of Social Security Number?
Plain and simple....IDENTIFICATION. Like your fingerprints, there are no two alike.
Can you get a credit check without a social security number?
Credit Reports Answer No. Credit bureaus go by social security numbers.
Who was the first person to get a social security number?
The first person to receive a social security number is actually unknown. See Related Links.
How do you get a dead persons social security number?
If you want it to commit identity theft or fraud, then please go ask the FBI. You'll know whether you're asking for the right reasons based on whether they arrest you or not. …If the deceased person wanted you to know their social security number they probably would have made you executor of their will or told you while they were still alive. If they die intestate maybe you could contact the administrator of their estate (who will hopefully ask the FBI to meet you at your house to make it more convenient for you).
Gouse Ashrafi Mohamed
+ 3 others
found this useful
Can you get a credit report without a Social Security number?
Many people think you cannot get a credit report without a Social Security number. However, yes you can, with a TIN # or name and address that supposedly has bad results, but …YES.
Maritza Mendoza-Studnik
+ 27 others
found this useful
How can i find person using their social security number?
There are many web sites that can help you find a person using their social security number. This is legal, but they do charge a fee. You can search your browser by typi…ng in things such as "People Search" or "Find Someone", etc.
The question and answer are locked and cannot be edited.
Answered
How do I find out a persons Social Security Number?
That information is confidential. About the only way you can find out is to: ask the personobtain a court order
Answered
Can you use a dead person social security number?
Uhm no! That was a retorical ?uestion buddy... = /
Answered
How do you correct an incorrect social security number on credit checks?
If it is the error of the organization's paperwork, write them with the necessary information for the account and inform them of the mistake. If you deliberately gave them a …false number or some else's, you could have a problem. It would be easy to have one number transposed or wrong. But pretty hard to explain if the whole SS# was submitted incorrectly.
Answered
Is there a bank or other credit institution in the US that will issue credit cards without a social security number?
Answer Not that we know of, try getting a DEBIT card, then they may.
Answered
Can a deceased persons social security number be used again?
No, the social security number should not be used again. If you are caught, it is a crime and may face jail time.