No, car insurance is a legally binding contract that starts on a specific date and time that is usually listed on the declarations page. The insurance company will not honor a claim that took place prior to the policy incepting.
Yes
It goes on your record and your insurance rates get adjusted.
Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.
The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.
If a person has been in a motorcycle accident and he or she needs to file a claim, the first thing he or she needs to do is contact the insurance company. If an individual is not insured, then that person needs to contact an attorney to properly file the claim. Generally, the claim is filed through the insurance company. Claim filing procedures depend on the motorist at fault.
If the insured elects to do the work themselves, profit is not usually included in the estimate. Insurance policies are not in place to profit the insured. They are to make the insured whole again. Overhead would be included.
Their insurance would be primary and your insurance would be considered secondary when filing a claim.
No, if they have information of a third or first party carrier who is liable for accident related costs, they can make a claim directly to that carrier.
It is not likely that an insurance company would be looking for an estimate of damage for an accident if no claim or loss notice has been filed. This is because without a claim or loss notice, then the insurer will generally not be aware that a loss has occurred. It is however common for an insured to get estimates for property damage prior to filing a claim. Minor property damage may often be at or below the insureds deductible and therefore the insured may decide not to file a minor claim based on the obtained estimates.
Yes, your insurance company will pay for your accident if you caused it, but your insurance will increase. You may want to weigh the cost of covering it yourself and filing it on your insurance.
You have to buy Auto Insurace and request an sr22 filing, You may also be added to your girlfriends Auto Insurance and have her Insurance company issue you an sr22. SR22 Insurance is the same thing as Auto Insurance. Only your Auto Insurer with whom you are a named insured driver can issue you an SR22 Filing. An SR22 Insurance Filing is just proof for the state that you have obtained your auto insurance.
if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim