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No, car insurance is a legally binding contract that starts on a specific date and time that is usually listed on the declarations page. The insurance company will not honor a claim that took place prior to the policy incepting.

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Q: Can you wait until after you get insured before filing a claim from an accident that took place before you had car insurance?
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Related questions

Can you receive a car accident insurance settlement after filing a Chapter 13 bankruptcy if the accident happened after the filing?

Yes


How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?

It goes on your record and your insurance rates get adjusted.


How long do you have to file an insurance claim after an accident?

Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.


What is the first step for filing a motor accident claim?

The first step for filling a motor accident claim is contacting your insurance company. The other person in the accident also needs to contact their insurance company.


How does one make a motorcycle accident claim?

If a person has been in a motorcycle accident and he or she needs to file a claim, the first thing he or she needs to do is contact the insurance company. If an individual is not insured, then that person needs to contact an attorney to properly file the claim. Generally, the claim is filed through the insurance company. Claim filing procedures depend on the motorist at fault.


Can you act as your own general contractor and receive overhead and profit when filing an insurance claim?

If the insured elects to do the work themselves, profit is not usually included in the estimate. Insurance policies are not in place to profit the insured. They are to make the insured whole again. Overhead would be included.


What if you are driving someone else's car and you get in an accident that is your fault?

Their insurance would be primary and your insurance would be considered secondary when filing a claim.


Does medical provider have to have a copy of subrogation letter before filing on insurance?

No, if they have information of a third or first party carrier who is liable for accident related costs, they can make a claim directly to that carrier.


Can insurance companies find estimates before claim is filed?

It is not likely that an insurance company would be looking for an estimate of damage for an accident if no claim or loss notice has been filed. This is because without a claim or loss notice, then the insurer will generally not be aware that a loss has occurred. It is however common for an insured to get estimates for property damage prior to filing a claim. Minor property damage may often be at or below the insureds deductible and therefore the insured may decide not to file a minor claim based on the obtained estimates.


If you hit your own garage door will insurance pay?

Yes, your insurance company will pay for your accident if you caused it, but your insurance will increase. You may want to weigh the cost of covering it yourself and filing it on your insurance.


How do you file an SR22 to be able to drive your girlfriends car if its the only one you drive?

You have to buy Auto Insurace and request an sr22 filing, You may also be added to your girlfriends Auto Insurance and have her Insurance company issue you an sr22. SR22 Insurance is the same thing as Auto Insurance. Only your Auto Insurer with whom you are a named insured driver can issue you an SR22 Filing. An SR22 Insurance Filing is just proof for the state that you have obtained your auto insurance.


If both parties flee the scene of the accident including the party not at fault how will this effect the insurance claim?

if u both left and someone is filing insurance claim, BOTH parties will get charged with Leaving the scene of an accident and may not be able to file insurance claim