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Can your homeowner's insurance premium be included in closing costs?

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You can pay your home insurance premium yourself or let your closing agent transfer the funds and initiate your escrow account ( in your closing costs but not financed) with your mortgage company.

The seller does not traditionally pay any part of the buyers home insurance premium
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Your homeowners insurance premium SHOULD be included in your closing costs. Now as far as asking the sellers to pay for it--you can ask them to pay for anything--it's up to them whether or not to.
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