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Can your homeowner's insurance premium be included in closing costs?

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You can pay your home insurance premium yourself or let your closing agent transfer the funds and initiate your escrow account ( in your closing costs but not financed) with your mortgage company.

The seller does not traditionally pay any part of the buyers home insurance premium
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Your homeowners insurance premium SHOULD be included in your closing costs. Now as far as asking the sellers to pay for it--you can ask them to pay for anything--it's up to them whether or not to.
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Pay the Mortgage Insurance Premium at closing and in your monthly payment?

If it is an FHA loan, you will pay Upfront Mortgage Insurance (around 1.75% of the loan amount) at the time of closing ( usually added to the balance of the loan ). Then you

How do you get insurance premium?

Answer   I need your question too be a little more in depth. Are you asking how insurance companies come up with the rate they charge.

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What is the best way to compare homeowner's insurance companies?

Compare Home Insurance   Just contact an Independent agent. They represent many different insurance markets and are familiar with Policies available from a larger number

Will homeowner's insurance cover a basement wall that has caved in?

It just depends on why the wall has caved in. Homeowners insurance  is Hazard insurance that provides coverage for certain Perils such  as damage caused by Fire, Wind, Hail,

How does a trampoline affect homeowner's Insurance?

Usually if you own a trampoline an insurance company will not issue you a homeowners policy. It is a liability loss exposure that is above normal risk. trampolines attract nei

What is premium loading in insurance?

Premium loading is an amount an insurance company adds to the basic premium to cover the expense of securing and maintaining the business.

Does homeowner's insurance cover theft from a vehicle?

It can be covered depending on the type of policy you bought and what of your property was stolen stolen from your vehicle. The property of another person located in a vehicle

Can the cash for down payment includes the closing cost?

A total down payment includes the required down payment for the loan and whatever settlement charges are not being paid by the seller. If this is related to that FHA question