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Can your wife draw Social Security retirement benefits if she has never worked?
Wiki User
∙ 13y ago
Yes, if you have earned at least 40 work credits and apply for your own retirement benefits, your wife is eligible to draw an additional 50% in benefits based on your work record if she is at least 62 years old. An ex-spouse who was married at least 10 years may also draw benefits on your work record. Neither payment reduces the amount of your entitlement.
If you have reached full retirement age and wish to continue working after your wife retires, you may apply for benefits and then have them suspended temporarily. This allows you to continue increasing your own benefit amount until age 70.
Wiki User
∙ 13y ago
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Can a person draw survial benefits and their social security benefits?
I worked for the Fed Govt for 35 yrs before that I worked and paid 48 quarters into Social Security, my wife worked for the Railroad and was covered by Railroad Retirement, we are now retired. My Social Security was reduced under the Windfall Elimination Clause of the Social Security Act. I was entitled to a portion of my wife's Railroad Retirement Benefits. The Railroad Retirement Board recently informed me that they were reducing my benefits because I have a Federal pension. This is a double hit, since my Social Security benefits have already been reduced by 45%? I have appealed this ruling and hope to have it reversed. Can they reduce both benefits due to a Federal pension being drawn?
If a railroad worker had worked under Social Security before becoming a Railroad worker can they also receive Social Security benefits?
They can but that person's Railroad Retirement is going to be reduced. Here is a link to the Railroad Retirement Board's website that explains all the details about Railroad Retirement and Social Security Benefits. The tier I portion of a railroad retirement annuity is based on both railroad retirement and nonrailroad social security credits acquired by an employee and reflects what social security would pay if railroad work were covered by social security. Tier I benefits are, therefore, reduced by the amount of any actual social security benefit paid on the basis of nonrailroad employment, in order to prevent a duplication of benefits based on the same earnings. .
Are the monthly social security retirement checks based on your income when you worked or on quarters for everyone reguardless of income level?
Social security benefits are based on your income, adjusted to represent current value; however, there are minimum and maximum benefit levels.
DO railroad workers pay into social security?
Answer: Yes, Railroad workers pay into social security as well as railroad retirement. I worked for the Burlington Northern Railroad and we paid 6. some % into social security and I think 8. something into Railroad Retirement.
Can you receive social security benefits if you have never worked and you are not a citizen?
yes
At what age can a person collect disabilty retirement?
The age for retirement varies depending on the amount of time you have worked. For a list of Social Security benefit requirements go her to the governments social security website found at www.ssa.gov.
Why do Social Security insurance benefits vary from state to state?
They don't. Regular Social Security retirement and disability benefits are the same in all 50 states. Social Security is a federal program that pays differing amounts of cash benefits depending on how much you contributed in FICA taxes, the number of years worked, and your age at retirement, among other things.Supplemental Security Income (SSI), a form of welfare for low-income disabled people and seniors 65 and older, is also funded by the Social Security trust, but some states supplement the federal payout, so the benefit received may vary depending on your state of residence.
Can nonworking legal immigrants collect social security?
No. Only those who have worked can get benefits.
What are some other sources of retirement income besides Social Security?
There are some other sources of retirement income other than SOcial Security. if you worked at a job with a pension plan, you will receive pension payments every month as well.
Can you draw your deceased spouses social security and pension if your remarry?
Whether or not you have worked during your lifetime and earned Social Security, you may qualify for benefits on a spouse's record. This is the case even if you are divorced or widowed.As with regular Social Security benefits, you will qualify beginning at age 62 (you may qualify earlier for survivor benefits, which is explained below). Typically, the amount you receive is reduced the earlier you start collecting before full retirement age. So when you and your spouse apply matters. Here's how it works.If You Do Not Qualify for Benefits on Your OwnIf you did not work enough in your life to qualify for Social Security benefits on your own, you could get one half of your spouse's full retirement benefit once you reach full retirement age, and you will qualify for your spouse's Medicare at age 65. This does not affect the amount your spouse receives.You can begin collecting spousal benefits at age 62, if your spouse has applied for benefits at that point. The amount of your benefit is reduced based on the number of months until you will reach full retirement age. Say your full retirement age is 66. If you begin collecting spousal benefits:
Can husband and wife both receive social security?
Yes. See the following excerpts from the Social Security website at the related link provided below:Spouse's benefits:A spouse who has not worked or who has low earnings can be entitled to as much as one-half of the retired worker's full benefit. If you are eligible for both your own retirement benefits and for benefits as a spouse, we always pay your own benefits first. If your benefits as a spouse are higher than your retirement benefits, you will get a combination of benefits equaling the higher spouse benefit.If you have reached your full retirement age, and are eligible for a spouse's or ex-spouse's benefit and your own retirement benefit, you may choose to receive only spouse's benefits and continue accruing delayed retirement credits on your own Social Security record. You may then file for benefits at a later date and receive a higher monthly benefit based on the effect of delayed retirement credits.If you are receiving a pension based on work where you did not pay Social Security taxes, your spouse's benefit may be reduced.Benefits for a divorced spouseYour divorced spouse can get benefits on your Social Security record if the marriage lasted at least 10 years. Your divorced spouse must be 62 or older and unmarried.The amount of benefits he or she gets has no effect on the amount of benefits you or your current spouse can get.Also, if you and your ex-spouse have been divorced for at least two years and you and your ex-spouse are at least 62, he or she can get benefits even if you are not retired.
Can resident alien receive social security and medicare when never employed in the us?
There are four types of social security benefits - retirement, disability, survivor and SSI (supplemental security income). Retirement and disability benefits are only available to people who worked in jobs covered by social security (for example, most government employees aren't covered by social security but most private sector jobs are). A resident alien can receive survivor benefits as the surviving spouse or child of a covered person. SSI makes payments to disabled, low income people, these benefits are unrelated to employment history. A resident alien can receive SSI, if they qualify. Medicare benefits are also unrelated to employment history. A resident alien that has legally resided for 5 years in the U.S. can receive Medicare benefits
