Casual corner stores closed what do you do with your credit card I want to use it if I can Does the credit card come from a bank so that I could still use it Or can I only used it at Casual Corn?
The Causal Corner credit card was originally contacted through a bank called "Monogram Credit Card Bank of Georgia". This company sold out to GE Money Bank which now holds your Casual Corner account. You must call them to cancel your card. Cancel you Casual Corner credit card by calling GE Money Bank at 1-800-414-4557.
13 people found this useful
Closing Credit Card Accounts \n. \nHere are answers and opinions from FAQ Farmers:\n. \n . To ward off fraud, yes, you should. Most companies don't penalize you for closing and you should be able to reopen the account at a later time if you decide. I would just call the credit card company and …ask their policies, but working for a credit company in the past, you wouldn't believe how easy it is for people to commit fraud, and people don't know because they never see a statement. If you leave it open, just call to check on the account every so often, just in case.\n . \n . Yes, close the accounts.\n . \n . No, every time you close an account you are lowering your FICO SCORE by raising a flag that shows the percentange of credit debt you have seems to have increased. You should keep all lines open and not have more than seven of them.\n . \n . It is my understanding that you should close all credit cards you are not using. With open accounts "out there" your potential debt is high. That makes other creditors (house, car loans) nervous. You SHOULD close those accounts, BUT you should do so in writing. You also should make the CC company add to account notes "closed by customer request". This comment will be reflected on your credit report...which is a good thing.\n . \n . Depends on what is important to you. Some people demand their accounts closed because they had the last straw with a creditor. They find out later that their FICO score slumps from 15-25 points for an average score of 680 to a 40 point slump for people with a very high score of 800 or more. In some cases closing an account will allow you to avoid monthly maintenance fees some cards charge or the annual fee, although this is getting rare. Your credit report is a mirror of your ability to pay through good times OR BAD. Keeping accounts open is a good thing. You need OLD and seasoned accounts.\n . \n . If you aren't using the card, that doesn't mean you should close the account; in fact, doing so can hurt your credit score (i.e., the score that tells companies whether you are a good candidate to loan money to). These companies, when they look at your credit report, want to see a few things:\n . \n1) Do you have a history of credit being extended to you? They want to see a long history, which is why you should NEVER close the account for the credit card you've had the longest, even if you never plan to use it again, unless it charges an annual fee (and, even then, you should first call the credit card company, tell them you've been a long-time customer, and see if they'll waive the fee; it costs more to acquire new customers than to keep existing customers, so it's in their interest to help you keep the account open). Also, leaving the account open keeps it on your credit history, showing that you've have credit for a while. That helps potential lenders trust you--they can see that other people have been trusting you with credit for a long time.\n. \n2) Do you have multiple types of credit (credit cards, mortgage, car loan, cell phone, student loan, etc.)? They like to see a mix.\n. \n3) How much of your credit do you use? They like to see that you use no more than around 30% of the credit available to you. For example, let's say you have two credit cards--one with a $10000 limit, one with a $20000 limit--and so, you have $30000 of available credit. You owe $5000 on the card with a $10000 limit and $0 on the $20000 card. That means you're using about 17% of your available credit ($5000 of $30000). That's fine. But let's say you close your $20000 card. Now, all of a sudden, you're using $5000 of $10000 in available credit--50%. That looks horrible--like you are living beyond your means, getting by on credit, even though you owe THE EXACT SAME AMOUNT OF MONEY as you did when you had $30000 of credit. But, by closing the account, you jacked up your debt ratio past 30%, making you look like a poor manager of credit. People will be less likely to offer you credit now, and they'll offer you worse interest rates when they do. (MORE)
%DETAILS%. Answer . That depends on the store, really. I'm not sure if they're supposed to (legally speaking), but in my experience, businesses only ask for ID when using a credit card maybe 3% of the time..
I am not certain I understand your question. In general a credit card is used for goods and services. The original account form that you sign stipulates all the regulations, charges, penalties etc. The account can be held solely or jointly. It is usually known as an unsecured debt. Meaning the holde…r is promising to pay back any and all amounts charged to that account. Do not, however be mistaken as some are, that credit card companies have no legal recourse in collecting their money if you default. They have many, and they will and do use them. Feel free to email me, if I can help you further, or if I misinterpreted your query. (MORE)
Answer . \nNo. A debit card deducts money directly from the card holder's checking account.
Answer . \ndepends on the company giving the card,read the policy and the disclosure statements
Answer . \nNo, debit cards have absolutely no relation to credit cards other than that they may be used at locations that accept various credit cards. However, having bad debits are kind of like bounced checks and can affect your rating by credit bureaus and Chexsystems; which banks use to determ…ine whether or not to extend accounts to people. (MORE)
you can never use anyones credit card if you mean hacking but if you do know it. then take it and use it lol!!! =p. add meh on meez itz nikkibaby808 !!!! =P =D
Yes. You can use your debit card as a credit card. When you run it as a credit you will almost always have to sign for your purchase, but when you run it as a debit you use your PIN number. With the debit the amount is deducted immediately from your bank balance, ran as a credit it doesn't show up u…ntil the next business day or two later. It doesn't have anything to do with 'your credit'. Just another way merchants can run your card. Usually how to run it as credit is on the pad where you swiped your card instead of entering your pin you hit cancel and that will run your card as credit. It still isn't necessarily a credit card as you cant accrue debt on a debit card. (MORE)
Currently have good credit no lates but am buried in so much credit card debt that think the only way out is bankruptcy Using credit to pay bills. Can I still file for bankrupcty?
The problem your dealing with, evident in all parts of your question, is that you need to appreciate there needs to be a serious change in your life. Whether it seems that way to you or not, your simply spending more, leading a life style you CANNOT AFFORD. Your entire lifestyle needs to change. You… need to establish a budget and then live within it, regardless of what "sacrafices" that means... get financial counseling to appreciate what the effect of your actions is. (MORE)
Answer . credit cards are the facility given by the banks for helping customers. by credit card you can perchase any thing with in the limit of credit card. like if u have a credit card of limit 60000 then u can use amount in advance though u don't have money in ur account (but u have to pay the… money within 52 day(it vary from bank to bank)).on tht bank offer 1% or higher rate of interest. (MORE)
Most credit and debit cards use OCR or OCR Extended if the numbersare imprinted on the card. However, with the adaptation of instantissue cards companies now have more control over which font theyuse and therefore they have become more widespread.
Answer . Any thing you know you can repay at the end of the month.
As per experts from Credit Nation, We should never treat your cardcarelessly and always keep it safely in your wallet. Never leaveyour cards unsigned or disclose your card number. Check your nameon the card, note down the card number and sign below the magneticstrip. Always keep the copy of signed c…harge slips when you spendon your card. This will help you tally what you spent with what youget billed for. For more information, you can visit creditnationwebsite or their facebook page. (MORE)
Not necessary. If you are buying an item from ebay, some sellers accept other kinds of payments like bank transfer, cash on delivery etc. But if you're listing an item up on Ebay, then you'll probably need a credit card if you make use of the different features for the listings.
If they have an affiliate (another store possibly with A different name) You should be able to use it there, if not you need to contact the owner of the store property to find information to contact the owner of the store and request a refund of the balance.
It is very legal, and quite often encouraged by Consumer Protection groups! Requesting your ID when you use a credit card ensures that you are who you say you are - or - that the credit card you are trying to use is yours. This prevents identity theft (or at least makes it more difficult).
To acquire credit. To obtain goods and/or services now rather than later. In Detail: Credit Cards -- Can be very helpful, allow you to get things you normally would not purchase because you do not have enough cash. So, those special items you want to get, like a new computer, a digital camer…a or camcorder, clothes, jewelry, appliances, furniture and much, much, more are at your fingertips. In short, anything you want to get, you can get with a credit card. Some people buy cars and other major purchases. BUT, there is one thing credit card companies have that a lot of people don't have ----- the money to back up the purchase. A lot of people buy an item on credit but have no idea on how they are going to pay for it, but they think they have to have it. Others make purchases and have not worried about the purchases because they have a job to pay for it --- until lately. Paying off credit cards on time gives you a good credit rating, which allows you to get even more credit. The higher your credit rating, the better your interest rate is on major purchases financed, such as cars, homes, or other high priced item. Many employers look at your credit rating which tells them if you are dependable. Do you keep your word? A poor credit rating is what causes A LOT of the stress, both mental and physical, bankruptcies, divorces, and other major hardships on individuals and families. In fact, issues concerning financial issues is one of the top 5 causes families have hardships. (MORE)
Ignoring common sense for one. Going into debt over your eyeballs is another. Credit Cards were originally designed to pay for things with the intention of paying off the entire balance at the end of a month. Some people have charged up thousands of dollars ... yes even tens of thousands of dollar…s, on credit cards, which is totally insane. If you don't, or won't have, the funds available to pay off the debt each month, don't charge anything on the card ... the interest rate on credit cards should be scary enough, especially when banks are only dishing out less than 1% to you on your savings accounts, yet you are willing to shell out up to 29% interest for items you can't afford and probably wouldn't have bought (or don't need) had you not had a credit card in the first place. (MORE)
The strip on the back of your credit card is made up of magnetic particles that contain the account information. Any contact with a magnet or magnetic field can cause the strip to become demagnetized and the card to be ruined. Exposure to magnets can cause the particles in the strip to rearrange, …making the card unreadable. Read more: Why Do Magnets Ruin Credit Cards? | eHow.com http://www.ehow.com/about_5365431_do-magnets-ruin-credit-cards.html#ixzz1Odckj7cS. (MORE)
It depends. If you buy it online yes, that's the only way they can earn money online they will give you the code. At Target or Staples you don't have to use your Credit Card obviously you can but you don't have to. I have bought 3 zcards, and I'm about to win my 4th and 5th ones soon. Here's what to… do to get a free one (without your credit card lol or giving away your password). Go to this website and it will tell you how and more: www.freewebs.com/zcardcheats When your on it Register then go to Cheat Blog or Members/zcardcheats After Register I recommend going to The Blog (cheat blog). Hope this helped! See ya! (MORE)
What if someone put you on the credit card account and said you could use the credit card am i also responsilbe for paying the credit card bill?
In general, NO! If you did not sign anything to be a member then you are not bound contractually, period! However, discover has sued people who were put on as authorized uses and then you have to sue back or provide proof that you were just a non-binding card carryer. So they can hold you resp…osible, but not legally - you may have to fight to get off the account. BoA allows primary card members to simply enter a name, birthdate, and social security number for an authorized user and then they begin REPORTING to the credit agencies that primary person's credit card activity. So, this can be used to suddenly make it seem like you have a credit card and good credit when you really do not - this is a common technique used by gurus to instantly build credit. But, it will also show up as a defaulted account if the main card member defaults! So if this happens, you will have to all in and claim that you are not the primary card member and have them quit reporting to you (you might also deny that you ever gave permission to be an authorized user!) (MORE)
When used responsibly, credit cards offer many benefits to their holders:. When paid in time and in full every month, they offer an interest-free credit for up to 30 days for purchases.. A monthly statement can be a useful tool for budgeting purposes as it shows all the expenses in one concise rep…ort.. Credit cards eliminate the need to carry large amount of cash when shopping for more expensive items.. Credit card companies usually provide protection against dishonest vendors accepting and intermediating disputes.. When successfully managing so-called teaser rates and balance transfers among multiple credit cards, the holder can secure for himself/herself average credit rates well below prevailing market rates.. They afford the user a credit, alas often at a very high rate, when often no other credit is available.. Some credit cards provide life insurance polices.. Credit cards allow the holders to shop online for bargains as compared to local retailers.. (MORE)
Then why did you get one in the first place?. UPDATED answer by ConnieU . If you don't use it, they won't send you a new card when this one expires.
No not if its not linked to a checking account. it has to have a visa or mastercard symbol on it Sometimes the store that you go to, the ATm pad doesn't work so it can be use as a credit card, but it will appear as a debit on your bank statement.
If I don't use my credit card for a long time and the credit card complany decides to close my account will that look bad on my credit report?
It will remove the available amount of credit from your total sum of available credit. Chances are if it was only a very small amount(like a $1,000.00 or less) it won't make a difference. However if it was a larger amount that will reduce your available credit ratio/vs debt, that could drop your sco…re. Check out EQUIFAX.com for an educated info on most or all credit score etc questions. (MORE)
Does it hurt your credit if a credit card company closes your acouunt because you aren't using the credit card?
No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.
To get cash from an ATM using your credit card, you need to have a PIN. The companies also tend to send checks for your use periodically. HOWEVER, you should be aware that higher rates and different rules apply to cash advances. Generally, it is not wise to use the card in this manner unless you hav…e an outstanding credit in your account. (MORE)
I have 3 or 4 credit cards i don't use want to close how should i do that so as not to hurt my credit score?
If you have them paid off, then cut them up and destroy them. Don't call and cancel them, but look over the statements every month to make sure the balances remain zero and that you arent being ripped off. If you were to close these accounts, then it would negatively affect your ability to obtain cr…edit. If they aren't paid off, you can still destroy the cards, but make sure you pay them and check for unusual purchases as usual.. I disagree with the answer provided above. If you do not cancel the credit cards you will still be liable for fees. Which if forgotten about (as you are not using your card) will accumulate into more debt. You also run the risk of your 'still active' card numbers being used in a fraudulent manner. You also run the risk of using the cards yourself which may not be helpful to you in the long run. . Just cutting them up may stop you from using the card(s) for those spur-of-the-moment purchases but that is all it will do. . Canceling the cards with a zero balance will not affect your creditability. On the contrary, as it shows a higher degree of financial responsibility especially since you have paid them off! I take it you are intending to keep one? . (MORE)
By not charging ridiculous amounts & paying your statement(s) on time. It's common sense - maybe you should'nt be thinking about getting a credit card.
quick and easy to use . can use them whenever you want . makes it easy to keep track of what you buy
you can only use an American express card as for credit at cosco, they'll take any debit card however. You can get tricky and use your credit card to buy a prepaid visa or whatever brand card you wish. Then use that card to make your purchases, since the prepaid card works like a debit. I wouldn't t…hink it's quite worth the hassle though. (MORE)
The strip on the back of a credit card is made up of a lot of magnetic particles which identifies and contains account information.
How can you close a PayPal account so you can use it on another site you only have one credit card and it wont let you use PayPal on another site?
PayPal accounts are associated with email addresses. Anyone can use their PayPal account for purchases on multiple sites. If you have multiple websites and want to place PayPal buttons on all of them to accept online payments, this is possible as well. No need to close the account.
No. Because it is not allowed and each credit card has a pin known only to the real owner.
You have to pay back the money, if you have gone over your limit ! "/ x
in shops when having no cash in your pocket so you use your credit card
Yes, I am using credit card in Dubai. I have Titanium credit card issued by RAKBANK Direct.
Once you are enrolled in a debt counseling program, using your credit cards is no longer an option. Credit cards are an easy way to mount up your debt situation. One of the principles in debt counseling is not incurring new debts. You cannot use your credit cards when you are undergoing debt counsel…ing. You will also need to cancel your credit card insurance. (MORE)
Yes, and only adults may buy credits. The only way to get credits is by completing quests on the site or by purchasing them. Beginning in 2010, adults could also purchase credits in the form of a gift card. You earn 100 free credits for completing any island, and 50 points for the Haunted House, …Earth Day game, and Dr. Hare's Secret lab (Earth Day available free through the Poptropica Store). Each username can only get credits from each island once, and points cannot be transferred between usernames. (MORE)
Yes, Muslims do use credit cards but pays the balance as soon as possible within the grace period to avoid interest, as interest is forbidden in Islam.
Not unless he is on the account and it is part of the agreement with the bank, and even in that case, the bank would issue an additional card for him and any other authorized users. Per credit card company rules, the person who signed the back of the card is the only person allowed to use it, and… if the signature on the back of the card doesn't match the signature on the charge draft, then an ID check is triggered and the retailer has to verify that the person presenting the card is the person named on the card. It has to be that person, not their husband/wife/etc. If the husband/wife is an authorized user on the wife/husband's account, the credit card issuer would issue an additional card for that authorized user. (MORE)
Most credit cards don't cost any money to get. It's the money you pay monthly after getting them that you have to worry about.
If you don't have the money on you, you can use it and pay later.
The number on your credit card. For instance, open your wallet or billfold, remove the credit card, and read the sixteen digit number on the face of the card. On occasion you will also need the three digit security code on the back on the card as well.
risks is when you are not paying on time. make sure you pay your credit cards not lower than your minimum due. it is always better to pay it in full for you also to increase your credit limit.
NO. Use of such a card constitutes FRAUD, since you are pretending to be the legitimate cardholder. You may also be opening yourself up to prosecution for both theft and identity theft. Contact the bank that issued the card; they will likely give you instructions for turning it in.
nope just best buy A Best Buy credit card can be used in other stores if it has the visa/MasterCard symbol on it. Best Buy offers two types of credit cards one is a store card that can only be used in the store itself the other is a MasterCard.
There are many benefits to using a credit card. Five (5) key benefits are summarized as follows: * Acceptance (credit cards are the predominant form of payment at physical and on-line locations - most places take credit cards) * Rewards (many people use credit cards to get points or miles, effec…tively getting paid to buy what they buy anyway) * Fraud Protection (most issuers will not charge you a cent to refund and sort out any fraudulent activity) * Convenience (don't have to carry around cash or checks) * Egoism/Status (having a credit card suggests that one is "smart" in how they manage their money, even though the reality is not always so clear) (MORE)
In the 1990's, USbank issued me a single plastic card that could beused as credit or debit as a choice at the time of use. It may havebeen called a "flexcard." (They have since changed that policy anduse the flex term for other things.)
Sometimes, because there are some people hide behind you and steal your credit card when you pay or sometime they disguise as someone else and steal money from your credit card.