Define workers Compensation class code 9015?

Answer 1

PHRASEOLOGY BUILDINGS-OPERATION BY OWNER OR LESSEE OR REAL ESTATE MANAGEMENT FIRM: ALL OTHER EMPLOYEES.

Not applicable to an owner or lessee of a building who occupies the entire or principal portion of the premises for mfg. or mercantile purposes. Maintenance or repair work at any location where such owner or lessee does not also perform janitorial services, operation or maintenance of amusement devices to be separately rated.

CROSS-REF. Bathhouse-Beach; Camp Operation NOC; Condominiums or Cooperatives: All Other Employees-applies to care, custody and maintenance of premises or facilities; Mobile Home: Windstorm Tie-Down Installation: By Mobile Home Park Operator (NA MA); Recreational Vehicle Campgrounds or Parks (N/A MA); Swimming Pool: Public-Operation; Trailer Parks or Trailer Camps (N/A MA).

State Special: Arkansas-Check Cashing Companies-Building Maintenance, Care or Custody-includes night watchguards;

California-Building Operation-NOC-All Other Employees-Including Resident or On-Site Managers-when lodging is provided by the employer, the total remuneration shall include the market value of such lodging to the employee. Flats, apartments, or multiple dwellings having four or more units are subject to a minimum payroll of $2,000 per annum for one location and to a minimum of $1,000 for each additional location covered by the same policy. New construction, alteration or demolition work shall be separately classified. The preparation or serving of hot foods shall be separately classified as 9079-Restaurants or Taverns;

California-Churches-All Employees Other Than Clergy, Professional Assistants, Organists, Members of Choir or Clerical Office Employees-when lodging is provided by the employer, the total remuneration shall include the market value of such lodging to the employee;

California-Libraries-All Employees Other Than Librarians, Professional Assistants or Clerical Office Employees;

Hawaii-Building-Maintenance and/or Repair by Real Estate Managing Agents-the ordinary maintenance and repair of a building operated on behalf of the owner by a real estate managing agent, when performed by regular employees of the real estate managing agent, shall be assigned to this classification. Any such work performed by persons temporarily employed by the agent for specific jobs of this character, and all extraordinary maintenance or repairs, new construction or erection work, whether performed by regular or by temporary employees, shall be assigned to the appropriate construction or erection classification. Assign Code 9013 for real estate managing agents of condominiums or cooperatives;

Massachusetts-Banks and Trust Companies: Employees Engaged in Care, Custody or Maintenance Including Night Watch-Guards, Elevator Operators and Starters;

Massachusetts-Boy and Girl Scout Councils: Camp Operations;

Massachusetts-Building Maintenance and Repair by Real Estate Managing Agents-the ordinary maintenance and repair of a building operated on behalf of an owner by a real estate managing agent shall be assigned to Code 9015-Building-NOC-Operation by Owner or Lessee. Any such work performed by persons temporarily employed by the agent for specific jobs of this character, and all extraordinary maintenance or repairs, new construction or erection work, whether performed by regular or temporary employees, shall be assigned to the appropriate construction or erection classification;

Massachusetts-Condominiums or Cooperatives-All Employees-applies to care, custody and maintenance of premises or facilities;

Massachusetts-Labor Union: Maintenance Employees;

Massachusetts-Municipal, Township, County, or State Employee NOC-Major Governmental Occupations Assigned to Classifications Other Than Code 9410-Swimming Pool-Public-Not Connected With Parks;

Montana-Buildings-Operation: Condominiums or Cooperatives-All Employees-applies to care, custody and maintenance of premises or facilities;

New Jersey-Beach Chairs-Rental;

New Jersey-Buildings NOC-Operation by Owner or Lessee-not applicable to an owner or lessee of a building who occupies the entire or major portion of the premises for mfg. or mercantile purposes. At any location where the owner or lessee does not perform janitorial services, operations such as window cleaning, painting, maintenance or repair work are to be separately rated. This classification is not applicable to the operation or maintenance of amusement devices;

New Jersey-Camp Operation-Recreational or Educational;

New York-Baths-applies to showers and bath facilities including those located at public beaches and lakes;

Oregon-add "& Drivers" to all Code 9015 phraseologies that are applicable in Oregon;

Oregon-Building-Operation by Owner or Lessee & Drivers. Maintenance or repair work at any location where such owner, lessee or property management company does not also perform janitorial services. Operation or maintenance of amusement devices to be separately rated. Not applicable to an owner or lessee of a building who occupies the entire or major portion of the premises for manufacturing or mercantile purposes. See Apartment House Operation. Includes employees responsible for direct care, custody, and control of the premises, whose duties include, but are not limited to, direct acceptance of applications and rent from tenants; showing property; and responsibility for performing or arranging for maintenance and repair, and also includes on-site resident managers. On-site office clerical employees can be separately rated to Class Code 8810-Office Clerical Employees only if they meet the test for that class and do not provide services typically handled by a resident manager. Off-site leasing agents to be separately rated as Code 8742-Outside Salesperson. The value of any lodging provided shall be included with the actual wages as pay, subject to a minimum for individual apartment house managers of $250 per month and for a couple, $400 per month.

SCOPE Code 9015 is applicable to buildings operated by owners, lessees or real estate management firms. Buildings operated by public housing authorities are properly classified to Code 9033. Buildings operated by contractors are properly classified to Code 9014.

Code 9015 is applicable to owners, lessee or real estate management firms that operate office, apartment, tenement, mercantile or industrial buildings. It encompasses all superintendents, custodial and maintenance operations conducted by an owner or lessee of a building except those performed by an insured occupying the entire or a major portion of the building for manufacturing, mercantile or other commercial purposes. Maintenance employees of these mercantile, manufacturing or other commercial operations are assigned to the governing classification in accordance with the General Inclusion rule in the Basic Manual.

Code 9015 is applicable to building maintenance employees of insureds whose principal business is classified to a Standard Exception classification such as Code 8810-Clerical.

The ordinary maintenance and repair of a building operated on behalf of the owner by a real estate managing agent when performed by regular employees of the real estate managing agent shall be assigned to Code 9015. Any such work performed by persons temporarily employed by the agent for specific jobs of this character, and all extraordinary maintenance or repairs, new construction or erection work, whether performed by regular or by temporary employees, shall be assigned to the appropriate construction or erection classification.

Bathhouse-Beach and Camp Operations NOC are cross-reference classification phraseologies for Code 9015. A camp, for classification purposes, is generally considered to be an enterprise providing recreational activities that are principally outdoor in nature for individuals who partake of the camp's services on a temporary basis. With the exception of "day camps," a camp will generally provide sleeping accommodations of a permanent nature (such as a log cabin) or a temporary nature (such as a tent).

Camp operations which are not otherwise classified are assigned to Code 9015. Day camps which do not provide overnight sleeping accommodations are classified to Codes 8869 and 9059-Child Day Camp. Insureds that operate "camps" which specialize in one activity are classified to the specialty classification representing the insured's activity. For example, riding academies (riding camps) are classified to Code 8279. Snow skiing facilities (skiing camps) are classified to Code 9180.

Camp operations contemplated by Code 9015 provide overnight accommodations and offer a wide range of activities such as swimming, boating, archery, fishing, hiking, Arts and Crafts, and sports such as tennis and softball as well as other traditional camping activities. These camps may employ counselors, cooks, grounds and maintenance personnel, nurses, housekeepers, guards, and lifeguards. Due to the varied nature of activities which take place in these camps, no one classification describes their operations. As such, these camps are assigned to the not otherwise classified (NOC) classification, Code 9015.

Code 9015 is applicable to summer camps operated by schools provided that the summer camp offers overnight sleeping accommodations.

The business of renting self-storage or warehouse units in which the insured's operation consists of building management or maintenance is classified to Code 9015. The interpretation is based on the premise that insureds who operate facilities of this nature are not in the warehousing business since they do not store goods for others, thus precluding the assignment of warehousing codes to these risks. "Flea market" or "swap meet" operations in which the owner of the premises rents space to vendors are also contemplated by Code 9015.

The following operations are additionally contemplated by Code 9015: bank and trust company employees engaged in care, custody or maintenance; night watch guards; elevator operators and starters; Boy and Girl Scout councils' overnight camp operations; building maintenance and repair by real estate managing agents; condominiums or cooperatives; recreational vehicle campgrounds or parks; Swimming Pools, public; and trailer parks or trailer camps.

Risks engaged in the business of providing lifeguards, swimming instruction and diving instruction are assigned to Code 9015 and/or one of the following Admiralty classifications: Codes 7394, 7395 and 7398. An Admiralty Law classification is applicable when a determination is made that employees engaged in the described operations are deemed to be "crew members" covered under Admiralty Law, and coverage under this law is added to a policy. The determination as to whether or not Admiralty Law coverage is necessary for an insured is not made by NCCI.

Refer to Code 9012 for the following types of employments, which may be found in building operations: property managers, leasing agents, model home hosts, clerical and outside sales personnel.

Apartment or residential complexes known as retirement living centers (RLCs) are classified to Codes 8824, 8825 and 8826. These risks are differentiated from Code 9015 risks by the fact that they are residential establishments that cater to the elderly population and offer a continuum of health care services. RLCs may vary from sprawling one-story to multi-story buildings or to cottages surrounding a central facility. The health care services offered typically include congregate, personal and nursing or medical care services. Congregate services include, but are not limited to, meal service, linen service, housekeeping and transportation. Personal care services, sometimes referred to as assisted living care, include assistance with daily living activities such as, but not limited to, ambulation, bathing and dressing. Nursing or medical care includes physical therapy as well as the administration of drugs, preparations or medications. RLCs are additionally differentiated from convalescent homes classified to Code 8829 by the fact that RLCs are not expected to provide 24-hour nursing care to individual building residents as is typically found in convalescent or nursing home operations.

Time-sharing dwellings are residential (vacation) properties shared by various individuals who usually occupy the dwelling at different times during a year. For example, "time-sharers" may agree that Group or Individual "A" will occupy the dwelling or a room or rooms in the dwelling for the month of June; Group or Individual "B" will occupy the dwelling for the month of July, etc. Individuals or groups who share in the dwelling facility may either own the entire property, a portion of the property, or lease the entire or a portion of the property from others. Time-sharing operations are classified in the same manner as any other dwelling facility. If the property is best described as a hotel, then the appropriate hotel classification(s) are applied; if the property is best described as an apartment house, then the appropriate apartment house classification is applied.

State Addendum:

Massachusetts -maintenance employees employed by mercantile, manufacturing or other commercial operations are assigned to the governing classification in accordance with the general inclusion rule in the MA Manual.

Code 9015 is applicable to summer camps operated by schools, child day care centers and YMCAs provided the summer camp offers overnight sleeping accommodations. If no overnight sleeping accommodations are offered, assign the classifications that normally prevail in their operations, Codes 8868 and 9101 for child day care centers and schools, and Code 9063 for YMCAs (Codes 8869 and 9059 are N/A MA).

Risks engaged in the business of providing lifeguards, swimming instruction and diving instruction are assigned to Code 9015 or one of the following Admiralty classifications: Code 7395-Coverage II or 7394-Coverage I (Code 7398 is N/A MA).

The MA Bureau does not make the determination as to whether or not Admiralty Law coverage is necessary for an insured.

Building operations employees such as property managers, leasing agents, model home hosts or outside sales personnel whose duties are limited to various office functions relating to the management of rental units, updating client information, preparing of bills, etc., and the showing of model or actual vacant units are, in accordance with MA Manual Rule IV-B-2, properly classified to the highest rated Standard Exception classification representing any part of their duties. It should be noted that regardless of job title, employees whose duties include the inspection of grounds and buildings, and overseeing of maintenance work, etc., are classified to Code 9015 (Code 9012 is N/A MA).

Apartments or residential complexes known as retirement living centers are classified either to Code 9015 or Codes 9052 and 9058. Those centers providing independent elderly apartments and offering no services other than building maintenance or security are properly assigned to Code 9015. Retirement living centers providing independent elderly apartments and services such as central dining, housekeeping, laundry and assisted living care are properly assigned to Codes 9052 and 9058. Refer to Codes 8833 and 9040 for institutions categorized by the Commonwealth of Massachusetts Department of Public Health as Rest Homes, and Code 8829 for institutions categorized by the Commonwealth of Massachusetts Department of Public Health as Convalescent or Nursing Homes (Codes 8824, 8825 and 8826 are N/A MA).

Answer 2

5606 is designated by NCCI for "Construction or Project Manager," or "Contractor - Executive Supervisor or Construction Superintendent"