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True Disability insurance does not just pay for a covered accidental injury - it pays for any injury or illness that prevents you from being able to work and earn an income. Therefore there is not a list of specific covered injuries.

An important provision to understand with respect to disability insurance is the definition of total disability. It is the definition of disability that will describe the circumstances in which a claim may be payable

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Q: Disability ins. benefits pay due to a covered accidental injury. What are the covered accidents?
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