At some time you had the opportunity to choose your benefits and you signed the application for the disability insurance. If you want the insurance you will have to pay for it. If not go to your personnel office and cancel it. You may have to wait until the renewal date if the company only lets you change benefits at certain times. The good part of you paying for the premiums of long term disability is that the benefits are not taxable if you ever get disabled. If the employer pays for the premiums or if it is paid for with before tax funds then the benefits are subject to income taxes.
There are four steps to apply for disability insurance in Ontario. First, one must have a medical provider fill out a medical form that describes their disability in detail. Second, one must sign a consent form that allows the government to collect information about their medical history. Third, one must fill out a form that describes in their own words how their disability impacts their life and ability to work. Finally, one must return the package to the Disability Adjudication Unit who will make a decision about the application.
Of course not. Also note that you cannot insure a vehicle that you do not own. If you do the company will probably not pay a claim because you do not own the vehicle. They also cannot pay the owner of the vehicle for damage because that person does not have contract with the insurance company so overall you wasted the premiums. It is your responsbility to read your insurance policy and make sure the information is correct.
Yes, with your parent's knowledge and consent.
Yes.
In most cases employers can perform a background check if the inquiry is related to the job and they have consent from the employee. Each state has different laws for this topic but in most cases they can.
The insured can never amend his insurance policy without the consent of his irrevocable beneficiary because this act would lessen or diminish what is due to the irrevocable beneficiary and thus considering that this is a diminution...consent of the IR beneficiary is necessary.
Becky Cox White has written: 'Competence to consent' -- subject(s): Informed consent (Medical law), Capacity and disability, Medical ethics, Informed Consent, Patient Acceptance of Health Care, Mental Competency
it depends on the company
No, you can not get life insurance without the insured's consent, unless it's for a minor.
Yes, someone can take out a life insurance policy on you without your prior consent. An example would be a business which has a defined financial exposure resulting from the unexpected death of an essential employee.
contact an insurance agency, get the person to agree that it is okay for you to insure them, pay the money and wow...you have insurance There is no separate process to buy a life insurance policy for a family member. As long as he or she has granted consent and is willing to undergo the necessary medical exam one has to follow exactly the same steps as buying a policy for oneself i.e. calculate your premium, receive multiple quotes, choose your policy, complete the application form, complete the medical exam and pay the premiums once the medicals have been cleared.
Public employers must receive the written or electronic consent of each of their employees before deducting union dues or fees from their paycheck. So they should tell you when the dues will be taken out when they get your consent.