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Any employee, regardless of the type of work he or she performs, is eligible for a 401k if the employer offers it.

An employer is not required to offer a 401k, however.

If an employer-sponsored plan (401k, 403b, SEP IRA, etc.) is not available, often individuals will contribute to a Traditional IRA or Roth IRA.

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Q: Do chefs get a 401K
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